9900 S Thomas Drive 2029, Panama City, FL 32408 (MLS# 794019)

9900 S Thomas Drive 2029, Panama City, FL 32408

New Listing

$629,000

Property Type: Residential Bedrooms: 2 Baths: 30 Square Footage: 1,279 Status: Active

Current Price: $629,000 List Date: 8/13/2026 Last Modified: 8/13/2026

Overview

Description

Experience one of the most sought-after layouts at Shores of Panama with this rare Gulf-front corner condo featuring the resort's most popular wrap-around floor plan. Positioned to capture breathtaking panoramic views from east to west, this stunning condo offers an expansive wrap-around balcony where you can enjoy sunrise views toward St. Andrews in the morning and unforgettable Gulf sunsets in the evening. These coveted end units rarely become available. This spacious 2-bedroom, 2.5-bath layout plus a separate bunk room lives like a true three-bedroom and comfortably sleeps eight. Two large master suites provide exceptional comfort and privacy, including a Gulf-front primary suite with direct balcony access. The dedicated bunk room adds additional sleeping space, making this an ideal configuration for families and maximizing rental occupancy. Offered fully furnished and rental-ready, the open-concept living area seamlessly connects to the balcony, allowing the Gulf to serve as your … (Read more) Experience one of the most sought-after layouts at Shores of Panama with this rare Gulf-front corner condo featuring the resort’s most popular wrap-around floor plan. Positioned to capture breathtaking panoramic views from east to west, this stunning condo offers an expansive wrap-around balcony where you can enjoy sunrise views toward St. Andrews in the morning and unforgettable Gulf sunsets in the evening. These coveted end units rarely become available. This spacious 2-bedroom, 2.5-bath layout plus a separate bunk room lives like a true three-bedroom and comfortably sleeps eight. Two large master suites provide exceptional comfort and privacy, including a Gulf-front primary suite with direct balcony access. The dedicated bunk room adds additional sleeping space, making this an ideal configuration for families and maximizing rental occupancy. Offered fully furnished and rental-ready, the open-concept living area seamlessly connects to the balcony, allowing the Gulf to serve as your everyday backdrop. A dedicated parking space is included with the sale for added convenience. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub–all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable–walk next door to Pineapple Willy’s for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu’s Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you’re looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities–this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo–ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

Listing Details MLS# 794019

Contract Info

List Price/SqFt: 491.79

Location

Area: 03 – Bay County – Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 2029
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Shores Of Panama Phase II
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40000-675-257
Elementary School: Breakfast Point
Middle School: Surfside
High School: Arnold
Directions: Shores of Panama is located at the intersection of Front Beach Rd and South Thomas Drive next to Pineapple Willies
Legal Description: SHORES OF PANAMA II UNIT 2029 TYPE S ORB 2740 P 2252 2BR 2.5BA ORB 3404 P 2138 1279 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 20
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1279
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 30
Accessory Dwelling Unit: No
Year Built: 2007
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 4301.07
HOA Frequency: Quarterly
HOA Annual Amount: 17204.28
New Buyer Fee: No
Last Taxes: 5509.54
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Experience one of the most sought-after layouts at Shores of Panama with this rare Gulf-front corner condo featuring the resort's most popular wrap-around floor plan. Positioned to capture breathtaking panoramic views from east to west, this stunning condo offers an expansive wrap-around balcony where you can enjoy sunrise views toward St. Andrews in the morning and unforgettable Gulf sunsets in the evening. These coveted end units rarely become available. This spacious 2-bedroom, 2.5-bath layout plus a separate bunk room lives like a true three-bedroom and comfortably sleeps eight. Two large master suites provide exceptional comfort and privacy, including a Gulf-front primary suite with direct balcony access. The dedicated bunk room adds additional sleeping space, making this an ideal configuration for families and maximizing rental occupancy. Offered fully furnished and rental-ready, the open-concept living area seamlessly connects to the balcony, allowing the Gulf to serve as your everyday backdrop. A dedicated parking space is included with the sale for added convenience. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub–all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable–walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities–this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo–ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

Great Room

First: Yes

More Information

Appliances

Dishwasher: Yes
Dryer: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Window – Treatment All: Yes

Exterior

Balcony: Yes

Association Fees Include

Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Master Association: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Parking Features

Deeded: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

Elevators: Yes
Exercise Room: Yes
Pool: Yes
Security-24 hour: Yes
Waterfront: Yes
Whirlpool: Yes

Rooms

Bedroom: Yes
Great Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Security Gate: Yes

Property Features

Appliances: Dishwasher; Dryer; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: TV Cable; Exercise Room; Gated Community; Ground Keeping; Master Association; Pool; Security; Sewer; Whirlpool; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Great Room: First Security Features: Security Gate Parking Features: Deeded Association Amenities: Elevators; Exercise Room; Pool; Security-24 hour; Whirlpool; Waterfront Rooms: Bedroom; Great Room; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Primary Bedroom	First	15 x 14	15.00	14.00	if important buyer to verify
Bedroom	First	14 x 13	14.00	13.00	if important buyer to verify
Great Room	First	16 x 12	16.00	12.00	if important buyer to verify

Listing Office: Christies International Real Estate Emerald Coast

Last Updated: August – 13 – 2026

Information deemed reliable but not guaranteed.