9900 S Thomas Drive 2101, Panama City Beach, FL 32408

$580,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,416 Status: Active
Current Price: $580,000 List Date: 4/09/2026 Last Modified: 6/16/2026

Overview

Description

>>On Sale >>> Welcome to the 21st floor of Shores of Panama where the unbelievable views in this west-facing corner unit are JAW-DROPPING and the vibes are top tier! This 3-bedroom, 3-bathroom delivers panoramic Gulf views that stretch as far as the eye can see, right from your living room and private balcony. It's the perfect mix of laid-back luxury and serious investment potential. Step inside to a bright, open layout with plenty of space for you and your guests to kick back. The kitchen is fully equipped with granite counters, stainless steel appliances, and a breakfast bar made for early coffee or late-night cocktails. Tile floors throughout make beach living easy, while large windows frame that emerald coast like a masterpiece. Downstairs, the resort-style lagoon pool is the real showstopper! One of the biggest in the area, surrounded by tropical landscaping, waterfalls, and a full-service tiki bar for those poolside drinks. You'll also enjoy a hot tub, indoor pool, gym, and

Listing Details MLS# 772740

Contract Info

List Price/SqFt
409.6

Location

Area
03 – Bay County – Beach
Street #
9900
Street Direction
S
Street Name
Thomas
Street Suffix
Drive
Unit #
2101
State
FL
Zip Code
32408
County
Bay
Sub Area
0318 – Beach – Central South
Subdivision
Shores Of Panama Phase I
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
40000-650-358
Elementary School
Breakfast Point
Middle School
Surfside
High School
Arnold
Directions
Traveling west from Hathaway Bridge – continue onto Front Beach Rd. Turn onto S Thomas Dr (across from Wal-Mart), main entrance and parking garage will be on the right.
Legal Description
SHORES OF PANAMA PHASE I UNIT 2101 TYPE D ORB 2740 P 2252 21ST FLOOR 3BD/3BR ORB 4102 P 936 1416 SQ FT

General Property Info

Sub-Type
Condominium
Floor Number
21
Design
High-Rise (8+ floors)
Apx SqFt(Htd/Cooled)
1416
SqFt Source
Prop App Site
Full Baths
3
Total Baths
3
Year Built
2007
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
0 x 0
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
5060.77
HOA Frequency
Quarterly
HOA Annual Amount
20243.08
New Buyer Fee
No
Last Taxes
6526
Last Tax Year
2024
Brokerage Interest
No Interest
Condo Doc
Yes

Remarks & Misc

Remarks
>>On Sale >>> Welcome to the 21st floor of Shores of Panama where the unbelievable views in this west-facing corner unit are JAW-DROPPING and the vibes are top tier! This 3-bedroom, 3-bathroom delivers panoramic Gulf views that stretch as far as the eye can see, right from your living room and private balcony. It's the perfect mix of laid-back luxury and serious investment potential. Step inside to a bright, open layout with plenty of space for you and your guests to kick back. The kitchen is fully equipped with granite counters, stainless steel appliances, and a breakfast bar made for early coffee or late-night cocktails. Tile floors throughout make beach living easy, while large windows frame that emerald coast like a masterpiece. Downstairs, the resort-style lagoon pool is the real showstopper! One of the biggest in the area, surrounded by tropical landscaping, waterfalls, and a full-service tiki bar for those poolside drinks. You'll also enjoy a hot tub, indoor pool, gym, and of course, private beach access that puts you inches away from sugar-white sand. The ultimate coastal playground! Located right next to iconic Pineapple Willy's, you're walking distance to dining, entertainment, and nightlife. Whether you're looking for a full-time escape, a weekend getaway, or a rental powerhouse, this unit checks all the boxes, and it's priced to move! Unbeatable views. Unmatched amenities. Unbelievable price. Call today to check out the views for yourself!

Appliances

Dishwasher
Yes
Microwave
Yes
Range – Electric
Yes
Refrigerator
Yes
Washer/Dryer Stacked
Yes

More Information

Interior Features

Breakfast Bar
Yes
Floor – Tile
Yes

Exterior

Balcony
Yes

Association Fees Include

Accounting
Yes
BBQ Pit/Grill
Yes
Exercise Room
Yes
Ground Keeping
Yes
Insurance
Yes
Master Association
Yes
Pool
Yes
Repairs/Maintenance
Yes
Security
Yes
Sewer
Yes
Trash Disposal
Yes
Water
Yes

Financing

Cash
Yes
Conventional
Yes

Furnished

Furnished
Yes

Parking Features

Garage Detached
Yes

Association Amenities

BBQ Pit/Grill
Yes
Beach
Yes
Dumpster
Yes
Elevators
Yes
Exercise Room
Yes
Pool
Yes
Waterfront
Yes
Whirlpool
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Living Room
Yes
Primary Bedroom
Yes

Utilities

Cable – Available
Yes
Electricity – Connected
Yes
Garbage
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Gulf
Yes

Sale Type

As Is
Yes

Waterfront Type

Gulf
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo
Yes

Security Features

24 Hour Security
Yes
Fire Alarm
Yes
Fire Sprinkler System
Yes
Secured Garage/Parking
Yes
Security Guard
Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator; Washer/Dryer Stacked Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Exercise Room; Insurance; Ground Keeping; Repairs/Maintenance; Master Association; Pool; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Security Features: 24 Hour Security; Fire Alarm; Fire Sprinkler System; Secured Garage/Parking; Security Guard Parking Features: Garage Detached Association Amenities: BBQ Pit/Grill; Beach; Dumpster; Elevators; Exercise Room; Pool; Whirlpool; Waterfront Rooms: Bedroom; Dining Room; Living Room; Primary Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf

Room Information

Room Name Dimensions Length Width Remarks
Master Bedroom 15 x 12 15.00 12.00
Bedroom 13 x 11 13.00 11.00
Living Room 22 x 14 22.00 14.00 Dining/Living Room combined measurements
Dining Room 22 x 14 22.00 14.00 Dining/Living Room combined measurements
Listing Office: Think Real Estate
Last Updated: June – 16 – 2026
Information deemed reliable but not guaranteed.