9900 S Thomas Drive 2208, Panama City Beach, FL 32408 (MLS# 792344)

9900 S Thomas Drive 2208, Panama City Beach, FL 32408

New Listing

$320,000

Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 864 Status: Active

Current Price: $320,000 List Date: 7/08/2026 Last Modified: 7/08/2026

Overview

Description

Welcome to Shores of Panama Unit 2208, a beautifully renovated 1-bedroom + bunk area, 2 full bath condo offering the perfect combination of coastal living, comfort, and investment potential. Renovated within the past 12 months, this turnkey condo features all-new flooring, paint, furnishings, appliances, décor, and more. Best of all, this unit has never been used as a vacation rental, making it exceptionally well-maintained and truly move-in or rental ready. Designed to comfortably accommodate 6 guests, this floor plan includes a spacious primary suite, hallway bunk area, and two full bathrooms. Rental projections exceed $40,000 annually, with many comparable units in the resort generating even higher income. Shores of Panama is widely recognized as one of Panama City Beach's premier short-term rental resorts and offers some of the highest ROI potential on the beach, making this an exceptional opportunity for investors or those looking for a second home that can help offset ownership … (Read more)

Listing Details MLS# 792344

Contract Info

List Price/SqFt: 370.37

Location

Area: 03 – Bay County – Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 2208
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Shores Of Panama Phase I
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40000-650-383
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From the Hathaway Bridge/US 98 W, Use the middle 2 lanes to turn slightly right to stay on US-98 W, Use the left 2 lanes to turn slightly left onto FL-30 W/Front Beach Rd,Turn left onto S Thomas Dr, Destination will be on the right
Legal Description: SHORES OF PANAMA PHASE I UNIT 2208 TYPE A ORB 2740 P 2252 22ND FLOOR 1BD/2BR ORB 4749 P 574 864 SQ FT

General Property Info

Sub-Type: Condominium
Floor Number: 23
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 864
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0 x 0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3326.18
HOA Frequency: Quarterly
HOA Annual Amount: 13304.72
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Shores of Panama Unit 2208, a beautifully renovated 1-bedroom + bunk area, 2 full bath condo offering the perfect combination of coastal living, comfort, and investment potential. Renovated within the past 12 months, this turnkey condo features all-new flooring, paint, furnishings, appliances, décor, and more. Best of all, this unit has never been used as a vacation rental, making it exceptionally well-maintained and truly move-in or rental ready. Designed to comfortably accommodate 6 guests, this floor plan includes a spacious primary suite, hallway bunk area, and two full bathrooms. Rental projections exceed $40,000 annually, with many comparable units in the resort generating even higher income. Shores of Panama is widely recognized as one of Panama City Beach's premier short-term rental resorts and offers some of the highest ROI potential on the beach, making this an exceptional opportunity for investors or those looking for a second home that can help offset ownership costs. Owners and guests enjoy an impressive lineup of resort-style amenities, including one of the area's largest lagoon-style Gulf-front pools, multiple hot tubs, an indoor heated pool, a 24-hour fitness center, on-site tiki bar and grill, seasonal live entertainment, covered parking, and 24-hour security. Perfectly located, you'll be just steps from Pineapple Willy's and directly across the street from Laketown Wharf, offering a variety of restaurants, shopping, and entertainment. Whether you're searching for a high-performing vacation rental, a second home, or your own beachfront getaway, this fully furnished, turnkey condo checks every box. Sellers are motivated and will entertain all reasonable offers.

Bunk Room

First: Yes

More Information

Pool Features

Inground: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Ceiling – Crwn Molding: Yes
Floor – Vinyl Plank: Yes

Exterior

Balcony: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Insurance: Yes
Picnic Area: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Present Zoning

Resort: Yes

Association Amenities

BBQ Pit/Grill: Yes
Community Room: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Picnic Area: Yes
Pool: Yes
Retail Shops: Yes
Waterfront: Yes

Rooms

Bedroom: Yes
Bunk Room: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterfront Type

Gulf: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

24 Hour Security: Yes
Gated Community: Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: BBQ Pit/Grill; Beach; Community Room; Dumpster; Exercise Room; Gated Community; Insurance; Ground Keeping; Picnic Area; Pool; Security; Sewer; Water Financing: Cash; Conventional Furnished: Furnished Lot Access: City Street; Paved Road Bunk Room: First Pool Features: Inground Security Features: 24 Hour Security; Gated Community Association Amenities: BBQ Pit/Grill; Community Room; Dumpster; Elevators; Exercise Room; Gated Community; Picnic Area; Pool; Retail Shops; Waterfront Rooms: Bedroom; Bunk Room Showing: ShowingTime Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Present Zoning: Resort

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	13.1 x 10.1	13.10	10.10
Bunk Room	First	8.5 x 8.1	8.50	8.10

Listing Office: Legacy Premier Agency

Last Updated: July – 08 – 2026

Information deemed reliable but not guaranteed.