9900 S Thomas Drive 228, Panama City, FL 32408

$660,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,525 Status: Active
Current Price: $660,000 List Date: 12/02/2025 Last Modified: 7/26/2026

Overview

Description

This is the largest floor plan at Shores of Panama with 3 bedrooms plus bunk and full laundry room. This unit was completely remodeled with new granite countertops-new cabinets-new flooring-new furniture-new appliances three years ago. Brand new washer and dryer. This unit is a beauty and can easily accommodate two families generating nice revenue as a short-term rental or a lovely vacation home for the family. Shores of Panama boasts the largest lagoon style pool on the beach along with a large amenity package including, tiki bar, tiki snack hut, coffee/ice cream shop, indoor pool, banquet room and pizza hut. This desirable lower level unit means you don’t have to hassle with elevators and your DEEDED covered parking space is just steps away. Easy to show and over $80K in revenue from 2025!

Listing Details MLS# 782253

Contract Info

List Price/SqFt
432.79

Location

Area
03 – Bay County – Beach
Street #
9900
Street Direction
S
Street Name
Thomas
Street Suffix
Drive
Unit #
228
State
FL
Zip Code
32408
County
Bay
Sub Area
0323 – Beach – South of Grand Lagoon
Subdivision
Shores Of Panama Phase II
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
40000-675-022
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold
Directions
Corner of Thomas Drive and Front Beach Road adjacent to Pineapple Willys.
Legal Description
SHORES OF PANAMA II UNIT 228 TYPE R ORB 2835 P 434 3BR 3BA ORB 4648 P 669 1525 TOTAL SF ORB 4648 P 713 PK SP 242

General Property Info

Sub-Type
Condominium
Floor Number
2
Design
High-Rise (8+ floors)
Apx SqFt(Htd/Cooled)
1525
SqFt Source
Prop App Site
Full Baths
3
Total Baths
3
Year Built
2007
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Lot Dimensions
0x0
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
5123.33
HOA Frequency
Quarterly
HOA Annual Amount
20493.32
New Buyer Fee
No
Last Taxes
7571
Last Tax Year
2024
Brokerage Interest
No Interest
As Is
Yes
Condo Doc
Yes

Remarks & Misc

Remarks
This is the largest floor plan at Shores of Panama with 3 bedrooms plus bunk and full laundry room. This unit was completely remodeled with new granite countertops-new cabinets-new flooring-new furniture-new appliances three years ago. Brand new washer and dryer. This unit is a beauty and can easily accommodate two families generating nice revenue as a short-term rental or a lovely vacation home for the family. Shores of Panama boasts the largest lagoon style pool on the beach along with a large amenity package including, tiki bar, tiki snack hut, coffee/ice cream shop, indoor pool, banquet room and pizza hut. This desirable lower level unit means you don't have to hassle with elevators and your DEEDED covered parking space is just steps away. Easy to show and over $80K in revenue from 2025!

Pool Features

Spa/ Hot Tub
Yes

More Information

Appliances

Cooktop – Electric
Yes
Dishwasher
Yes
Disposal
Yes
Refrigerator
Yes

Interior Features

Breakfast Bar
Yes

Exterior

Balcony
Yes
Built-in Barbecue/Grill
Yes

Association Fees Include

Accounting
Yes
BBQ Pit/Grill
Yes
Beach
Yes
Electricity
Yes
Internet-WiFi
Yes
Management
Yes
Pest Control
Yes
Pool
Yes
Security
Yes
Trash Disposal
Yes

Financing

Cash
Yes
Conventional
Yes

Furnished

Furnished
Yes

Rooms

Bedroom
Yes
Primary Bedroom
Yes

Utilities

Internet – Broadband Available
Yes
Public Sewer – Connected
Yes
Other – See Remarks
Yes

Waterfront Type

Gulf
Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Refrigerator Exterior: Balcony; Built-in Barbecue/Grill Association Fees Include: Accounting; BBQ Pit/Grill; Beach; Electricity; Internet-WiFi; Management; Pest Control; Pool; Security; Trash Disposal Financing: Cash; Conventional Furnished: Furnished Pool Features: Spa/ Hot Tub Rooms: Bedroom; Primary Bedroom Utilities: Internet – Broadband Available; Public Sewer – Connected; Other – See Remarks Waterfront Type: Gulf

Room Information

Room Name Dimensions Length Width
Primary Bedroom 14 x 13 14.00 13.00
Bedroom 12 x 11 12.00 11.00
Bedroom 12 x 11 12.00 11.00
Listing Office: Hitchcock Real Estate LLC
Last Updated: July – 26 – 2026
Information deemed reliable but not guaranteed.