9900 S Thomas Drive 2302, Panama City, FL 32408

$375,000
Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 980 Status: Active
Current Price: $375,000 List Date: 12/28/2025 Last Modified: 7/21/2026

Overview

Description

OWNER FINANCING AVAILABLE ASK FOR TERMS! AMAZING VIEWS FOR MILES! 23rd Floor Gulf Front Penthouse Condo in Shores of Panama. You won't find better views and large balcony for this price! This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verif

Listing Details MLS# 782986

Contract Info

List Price/SqFt
382.65

Location

Area
03 – Bay County – Beach
Street #
9900
Street Direction
S
Street Name
Thomas
Street Suffix
Drive
Unit #
2302
State
FL
Zip Code
32408
County
Bay
Sub Area
0318 – Beach – Central South
Subdivision
Shores Of Panama Phase I
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
40000-650-395
Elementary School
Breakfast Point
Middle School
Surfside
High School
Arnold
Directions
From Hathaway Bridge, left on Thomas Drive, past the big curve, complex is on the left.
Legal Description
SHORES OF PANAMA PHASE I UNIT 2302 TYPE I ORB 2740 P 2252 23RD FLOOR 1BD/2BR ORB 4667 P 764 980 SQ FT

General Property Info

Sub-Type
Condominium
Floor Number
23
Design
High-Rise (8+ floors)
Apx SqFt(Htd/Cooled)
980
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
# of Stories in Building
23
Year Built
2007
Immediate Occupancy
Yes
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Lot Dimensions
0x0
Pool
Yes
Pool Type
Community
Garage Spaces
0

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
3772.75
HOA Frequency
Quarterly
HOA Annual Amount
15091
New Buyer Fee
No
Last Taxes
4555
Last Tax Year
2024
Brokerage Interest
No Interest
As Is
Yes
Condo Doc
Yes

Remarks & Misc

Remarks
OWNER FINANCING AVAILABLE ASK FOR TERMS! AMAZING VIEWS FOR MILES! 23rd Floor Gulf Front Penthouse Condo in Shores of Panama. You won't find better views and large balcony for this price! This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.

Bunk Room

First
Yes

More Information

Pool Features

Gunite Concrete
Yes
Inground
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Range – Electric
Yes
Refrigerator
Yes
Washer/Dryer Stacked
Yes
Water Heater – Electric
Yes

Interior Features

Breakfast Bar
Yes
Floor – Tile
Yes
Floor – Vinyl Plank
Yes
Lighting – Recessed
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Roof – Flat
Yes
Siding – Stucco
Yes

Exterior

Balcony
Yes

Waterfront Feature

Shore – Beach
Yes

Association Fees Include

Beach
Yes
Community Room
Yes
Dumpster
Yes
Exercise Room
Yes
Ground Keeping
Yes
Internet-WiFi
Yes
Management
Yes
Pool
Yes
Recreational Faclty
Yes
Security
Yes
Sewer
Yes
Trash Disposal
Yes
TV Cable
Yes
Water
Yes
Whirlpool
Yes

Furnished

Furnished
Yes

Kitchen

First
Yes

Lot Features

Waterfront
Yes
Within 1/2 Mile to Water
Yes

Lot Access

Paved Road
Yes

Parking Features

Garage Attached
Yes

Present Zoning

Resid Multi-Family
Yes

Association Amenities

Beach
Yes
Community Room
Yes
Dumpster
Yes
Elevators
Yes
Exercise Room
Yes
Pool
Yes
Security-24 hour
Yes
Whirlpool
Yes
Dining
Yes
Recreation Facilities
Yes

Rooms

Bedroom
Yes
Bunk Room
Yes
Kitchen
Yes

Utilities

TV Cable
Yes
Electricity – Connected
Yes
Garbage
Yes
Internet – Broadband Available
Yes
Phone – Available
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Gulf
Yes

Sale Type

As Is
Yes

Waterfront Type

Gulf
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes

Security Features

24 Hour Security
Yes
Smoke Detector(s)
Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Beach; TV Cable; Community Room; Dumpster; Exercise Room; Internet-WiFi; Ground Keeping; Management; Pool; Recreational Faclty; Security; Sewer; Whirlpool; Trash Disposal; Water Furnished: Furnished Kitchen: First Lot Features: Waterfront; Within 1/2 Mile to Water Lot Access: Paved Road Bunk Room: First Pool Features: Gunite Concrete; Inground Security Features: 24 Hour Security; Smoke Detector(s) Parking Features: Garage Attached Association Amenities: Beach; Community Room; Dining; Dumpster; Elevators; Exercise Room; Pool; Recreation Facilities; Security-24 hour; Whirlpool Rooms: Bedroom; Bunk Room; Kitchen Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Phone – Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name Level Dimensions Length Width
Bedroom First 12 x 12 12.00 12.00
Bunk Room First 8 x 5 8.00 5.00
Kitchen First 12 x 9 12.00 9.00
Listing Office: Anchor Realty Florida
Last Updated: July – 21 – 2026
Information deemed reliable but not guaranteed.