9900 S Thomas Drive 2305, Panama City Beach, FL 32408 (MLS# 794007)

9900 S Thomas Drive 2305, Panama City Beach, FL 32408

New Listing

$295,000

Property Type: Residential Baths: 1 Square Footage: 473 Status: Active

Current Price: $295,000 List Date: 8/13/2026 Last Modified: 8/13/2026

Overview

Description

Own at the Shores of Panama with this highly sought-after ''G'' stack Gulf-view studio condo, a prime penthouse level TOP FLOOR location offering breathtaking, unobstructed views of the emerald waters and sugar-white sand. Wake each morning to panoramic Gulf views and step onto your private balcony overlooking the shoreline. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub–all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable–walk … (Read more)

Listing Details MLS# 794007

Contract Info

List Price/SqFt: 623.68

Location

Area: 03 – Bay County – Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 2305
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Shores Of Panama Phase I
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 4000-650-398
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Shores of Panama is located at the intersection of Front Beach Rd and South Thomas Drive next to Pineapple Willies
Legal Description: SHORES OF PANAMA PHASE I UNIT 2305 TYPE G(R) ORB 3340 P 1590 23RD FLOOR EFF/1BR ORB 3404 P 2094 473 SQ FT

General Property Info

Sub-Type: Condominium
Floor Number: 23
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 473
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
Accessory Dwelling Unit: No
Year Built: 2007
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 0X0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 1820.93
HOA Frequency: Quarterly
HOA Annual Amount: 7283.72
New Buyer Fee: No
Last Taxes: 2696
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Own at the Shores of Panama with this highly sought-after ''G'' stack Gulf-view studio condo, a prime penthouse level TOP FLOOR location offering breathtaking, unobstructed views of the emerald waters and sugar-white sand. Wake each morning to panoramic Gulf views and step onto your private balcony overlooking the shoreline. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub–all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable–walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities–this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front studio condo, ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

Studio

First: Yes

More Information

Appliances

Refrigerator: Yes
Water Heater – Electric: Yes

Exterior

Balcony: Yes

Association Fees Include

Exercise Room: Yes
Gated Community: Yes
Insurance: Yes
Pest Control: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Present Zoning

Resort: Yes

Association Amenities

Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Security-24 hour: Yes
Waterfront: Yes
Whirlpool: Yes

Rooms

Studio: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Security Features

Security Gate: Yes
Security Guard: Yes

Property Features

Appliances: Refrigerator; Water Heater – Electric Exterior: Balcony Association Fees Include: TV Cable; Exercise Room; Gated Community; Insurance; Pest Control; Pool; Security; Sewer; Whirlpool; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Security Features: Security Gate; Security Guard Studio: First Association Amenities: Elevators; Exercise Room; Gated Community; Pool; Security-24 hour; Whirlpool; Waterfront Rooms: Studio Sale Type: As Is Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf Present Zoning: Resort

Room Information

Room Name	Level	Dimensions	Length	Width
Studio	First	0 x 0	0.00	0.00

Listing Office: Christies International Real Estate Emerald Coast

Last Updated: August – 13 – 2026

Information deemed reliable but not guaranteed.