9900 S Thomas Drive 2325, Panama City, FL 32408 (MLS# 782942)

9900 S Thomas Drive 2325, Panama City, FL 32408

$355,000

Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 936 Status: Active

Current Price: $355,000 List Date: 12/24/2025 Last Modified: 7/21/2026

Overview

Description

OWNER FINANCING AVAILABLE ASK FOR TERMS! The views from this 23rd floor condo are majestic! When you reach your front door, the eastern views pull you in. It's hard to go inside! Balcony views give you Westerly and South Gulf Views and fabulous views of the dynamic pool area. This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach e … (Read more)

Listing Details MLS# 782942

Contract Info

List Price/SqFt: 379.27

Location

Area: 03 – Bay County – Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 2325
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Shores Of Panama Phase II
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40000-675-292
Elementary School: Breakfast Point
Middle School: Surfside
High School: Arnold
Directions: Directions: From Hathaway Bridge, left on Thomas Drive, past the big curve, complex is on the left.
Legal Description: SHORES OF PANAMA II UNIT 2325 TYPE N ORB 2835 P 434 1BR 2BA ORB 4667 P 760 936 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 23
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 936
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: 23
Year Built: 2007
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Lot Dimensions: 00×00
Pool: Yes
Pool Type: Community
Garage Spaces: 0

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3147.52
HOA Frequency: Quarterly
HOA Annual Amount: 12590.08
New Buyer Fee: No
Last Taxes: 4164
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: OWNER FINANCING AVAILABLE ASK FOR TERMS! The views from this 23rd floor condo are majestic! When you reach your front door, the eastern views pull you in. It's hard to go inside! Balcony views give you Westerly and South Gulf Views and fabulous views of the dynamic pool area. This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.

Bunk Room

First: Yes

More Information

Pool Features

Gunite Concrete: Yes
Inground: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Flat: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

Beach: Yes
Community Room: Yes
Dumpster: Yes
Exercise Room: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Management: Yes
Pool: Yes
Recreational Faclty: Yes
Repairs/Maintenance: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Assigned: Yes
Electric Gate: Yes
Garage Detached: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

Beach: Yes
Boardwalk: Yes
Community Room: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Pool: Yes
Security-24 hour: Yes
Waterfront: Yes
Whirlpool: Yes
Dining: Yes
Recreation Facilities: Yes

Rooms

Bedroom: Yes
Bunk Room: Yes
Kitchen: Yes
Living Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

24 Hour Security: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator; Washer/Dryer Stacked Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Beach; TV Cable; Community Room; Dumpster; Exercise Room; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Management; Pool; Recreational Faclty; Security; Sewer; Whirlpool; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Interior: Bunk Room Kitchen: First Living Room: First Lot Features: Waterfront; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Bunk Room: First Pool Features: Gunite Concrete; Inground Security Features: 24 Hour Security; Smoke Detector(s) Parking Features: Additional Parking; Assigned; Electric Gate; Garage Detached Association Amenities: Beach; Boardwalk; Community Room; Dining; Dumpster; Elevators; Exercise Room; Pool; Recreation Facilities; Security-24 hour; Whirlpool; Waterfront Rooms: Bedroom; Bunk Room; Kitchen; Living Room Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Phone – Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	13 x 12	13.00	12.00
Bunk Room	First	10 x 8	10.00	8.00
Living Room	First	21 x 20	21.00	20.00
Kitchen	First	18 x 8	18.00	8.00

Listing Office: Anchor Realty Florida

Last Updated: July – 21 – 2026

Information deemed reliable but not guaranteed.