9900 S Thomas Drive 330, Panama City Beach, FL 32408 (MLS# 788558)

9900 S Thomas Drive 330, Panama City Beach, FL 32408

$369,900

Virtual Tour

https://www.zillow.com/view-imx/c42b73ea-346f-4a92-9226-837773b93b66?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 951 Status: Pending

Current Price: $369,900 List Date: 4/18/2026 Last Modified: 7/15/2026

Overview

Description

DIRECT GULF VIEWS. RARE STACK. YEAR-ROUND SUNSET VIEWS. Shores of Panama Unit 330 is a unique low-floor one-bedroom with a bunk area and two full bathrooms, featuring unobstructed beach and year-round sunset views. Only stacks 02 and 30 offer this desirable one-bedroom layout with unobstructed Gulf views, making this a standout opportunity within the resort. The unit also offers convenient access to the stairs, pool area, and deeded parking on the same floor. Inside, the unit features LVP flooring throughout, fresh paint, and a clean, well-maintained interior. The seller has self-managed the property, with reported gross rental income of $62,000 in 2024 and $60,000 in 2025. Notable updates and improvements include HVAC in 2020, water heater in 2019, Samsung refrigerator in 2020, Whirlpool dishwasher in 2026, microwave in 2026, LVP flooring in November 2022, new guest toilet in 2024, new bathroom mirrors in 2020, and master bedroom mattress in July 2024. Shores of Panama Resort featu … (Read more) DIRECT GULF VIEWS. RARE STACK. YEAR-ROUND SUNSET VIEWS. Shores of Panama Unit 330 is a unique low-floor one-bedroom with a bunk area and two full bathrooms, featuring unobstructed beach and year-round sunset views. Only stacks 02 and 30 offer this desirable one-bedroom layout with unobstructed Gulf views, making this a standout opportunity within the resort. The unit also offers convenient access to the stairs, pool area, and deeded parking on the same floor. Inside, the unit features LVP flooring throughout, fresh paint, and a clean, well-maintained interior. The seller has self-managed the property, with reported gross rental income of $62,000 in 2024 and $60,000 in 2025. Notable updates and improvements include HVAC in 2020, water heater in 2019, Samsung refrigerator in 2020, Whirlpool dishwasher in 2026, microwave in 2026, LVP flooring in November 2022, new guest toilet in 2024, new bathroom mirrors in 2020, and master bedroom mattress in July 2024. Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort’s private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort’s central Panama City Beach location places dining, shopping, and entertainment nearby. Pineapple Willy’s is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. New Panama City Beach attractions that opened within the past year include Pirates Voyage Dinner & Show by Dolly Parton, Topgolf, McGuire’s Irish Pub, and Tootsie’s Orchid Lounge. HOA dues are $3,108.96 per quarter. All information is believed to be accurate but should be verified by buyers if important.

Listing Details MLS# 788558

Contract Info

List Price/SqFt: 388.96

Location

Area: 03 – Bay County – Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 330
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Shores Of Panama
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40000-675-037
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Shores of Panama is located next to Pineapple Willy's across from Laketown Wharf, at the intersection of Front Beach Road and Thomas Dr
Legal Description: SHORES OF PANAMA II UNIT 330 TYPE T ORB 2835 P 434 1BR 2BA ORB 4016 P 897 951 TOTAL SF ORB 4016 P 1337 PARKING SPACE # 330

General Property Info

Sub-Type: Condominium
Floor Number: 3
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 951
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Assigned Spaces: Yes
Lot Dimensions: CONDO
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-05-17

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 3198.06
HOA Frequency: Quarterly
HOA Annual Amount: 12792.24
New Buyer Fee: No
Last Taxes: 4162
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: DIRECT GULF VIEWS. RARE STACK. YEAR-ROUND SUNSET VIEWS. Shores of Panama Unit 330 is a unique low-floor one-bedroom with a bunk area and two full bathrooms, featuring unobstructed beach and year-round sunset views. Only stacks 02 and 30 offer this desirable one-bedroom layout with unobstructed Gulf views, making this a standout opportunity within the resort. The unit also offers convenient access to the stairs, pool area, and deeded parking on the same floor. Inside, the unit features LVP flooring throughout, fresh paint, and a clean, well-maintained interior. The seller has self-managed the property, with reported gross rental income of $62,000 in 2024 and $60,000 in 2025. Notable updates and improvements include HVAC in 2020, water heater in 2019, Samsung refrigerator in 2020, Whirlpool dishwasher in 2026, microwave in 2026, LVP flooring in November 2022, new guest toilet in 2024, new bathroom mirrors in 2020, and master bedroom mattress in July 2024. Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's central Panama City Beach location places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. New Panama City Beach attractions that opened within the past year include Pirates Voyage Dinner & Show by Dolly Parton, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,108.96 per quarter. All information is believed to be accurate but should be verified by buyers if important.

More Information

Balcony

First: Yes

Bunk Room

First: Yes

Dining Room

First: Yes

Pool Features

Inground: Yes
Indoor: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Vinyl Plank: Yes
Pantry: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Management: Yes
Master Association: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Kitchen

First: Yes

Living Room

First: Yes

Parking Features

Deeded: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Elevators: Yes
Exercise Room: Yes
Picnic Area: Yes
Pool: Yes
Waterfront: Yes
Other – See Remarks: Yes

Rooms

Balcony: Yes
Bunk Room: Yes
Dining Room: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Other – See Remarks: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Primary Bathroom

First: Yes

Security Features

24 Hour Security: Yes
Fire Sprinkler System: Yes
Secured Garage/Parking: Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Washer/Dryer Stacked; Water Heater – Electric Full Bathroom: First Primary Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Management; Master Association; Pool; Security; Sewer; Trash Disposal; Water Furnished: Furnished Interior: Bunk Room Kitchen: First Living Room: First Balcony: First Bunk Room: First Primary Bathroom: First Dining Room: First Pool Features: Inground; Indoor Security Features: 24 Hour Security; Fire Sprinkler System; Secured Garage/Parking Parking Features: Deeded Association Amenities: BBQ Pit/Grill; Beach; Elevators; Exercise Room; Picnic Area; Pool; Waterfront; Other – See Remarks Rooms: Balcony; Bunk Room; Dining Room; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected; Other – See Remarks Waterfront Type: Gulf Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Balcony	First	17.7 x 6	17.70	6.00
Living Room	First	17 x 15.9	17.00	15.90
Dining Room	First	6.1 x 13.6	6.10	13.60
Kitchen	First	9.1 x 9.4	9.10	9.40
Bunk Room	First	7.2 x 6.11	7.20	6.11
Full Bathroom	First	5.8 x 10	5.80	10.00
Primary Bedroom	First	13.3 x 12.1	13.30	12.10
Primary Bathroom	First	9.11 x 5.9	9.11	5.90

Listing Office: Coldwell Banker Realty

Last Updated: July – 15 – 2026

Information deemed reliable but not guaranteed.