9900 S Thomas Drive 409, Panama City Beach, FL 32408
$342,500
Property Type:
Residential
Bedrooms:
1
Baths:
2
Square Footage:
864
Status:
Active
Current Price:
$342,500
List Date:
3/31/2026
Last Modified:
7/12/2026
Listing Details MLS# 787668
Contract Info
- List Price/SqFt
- 396.41
Location
- Area
- 03 – Bay County – Beach
- Street #
- 9900
- Street Direction
- S
- Street Name
- Thomas
- Street Suffix
- Drive
- Unit #
- 409
- State
- FL
- Zip Code
- 32408
- County
- Bay
- Sub Area
- 0318 – Beach – Central South
- Subdivision
- Shores Of Panama
- Community/Resort
- None
- Waterfront
- Yes
- Gulf Access
- Yes
- Parcel ID
- 40000-650-060
- Elementary School
- Breakfast Point
- Middle School
- Breakfast Point
- High School
- Arnold
- Directions
- Thomas Drive and Front Beach Rd
- Legal Description
- SHORES OF PANAMA PHASE I UNIT 409 TYPE A ORB 2740 P 2252 4TH FLOOR 1BD/2BR ORB 4162 P 431 864 SQ FT ORB 4162 P 437 PARKING SPACE # 456
General Property Info
- Sub-Type
- Condominium
- Floor Number
- 4
- Design
- High-Rise (8+ floors)
- Apx SqFt(Htd/Cooled)
- 864
- SqFt Source
- Builders Plans
- Balcony SqFt
- 119
- Full Baths
- 2
- Total Baths
- 2
- # of Stories in Building
- 23
- # of Units in Bldg
- 409
- Year Built
- 2007
- Immediate Occupancy
- Yes
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- No
- Assigned Spaces
- Yes
- Lot Dimensions
- 0x0
- Pool
- Yes
- Pool Type
- Community
Listing Info, Tax and Legal
- Homestead
- No
- HOA Fee
- Yes
- HOA Amount
- 3326.18
- HOA Frequency
- Quarterly
- HOA Annual Amount
- 13304.72
- New Buyer Fee
- No
- Brokerage Interest
- No Interest
- As Is
- Yes
- Condo Doc
- Yes
Remarks & Misc
- Remarks
- 409! Low Floor Alert! w/ Same Floor designated parking! Beach front condo with great revenue potential. Low floors are golden ROI at Shores of Panama. Parking is literally right around the corner from front door. You are just steps from parking to door~ No Elevators! Spectacular View of the Gulf and Pool! – Sleeps 6. If you are familiar with Shores of Panama – You know its a Rental Machine and Summer 2025 is booking now! Stucco Renovations complete on this particular unit. Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Requirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront low floor unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals will continue strong during construction. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of Panama City Beach, and right next door to the world-famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive lazy river style gulf-side pool and hot-tub, tiki bars, food bars, indoor pool, garage parking, and a fitness center. Side note: Seller is also selling 407, would be great to buy them both and rent to family and friends that want to be close together.
Pool Features
- Inground
- Yes
- Indoor
- Yes
- Spa/ Hot Tub
- Yes
More Information
Appliances
- Dishwasher
- Yes
- Microwave
- Yes
- Oven – Electric
- Yes
- Washer/Dryer Stacked
- Yes
Interior Features
- Breakfast Bar
- Yes
- Ceiling – Raised
- Yes
- Floor – Vinyl Plank
- Yes
- Kitchen Island
- Yes
- Pantry
- Yes
- Window – Treatment All
- Yes
Construction/Siding
- Concrete
- Yes
- Roof – Flat
- Yes
- Siding – Stucco
- Yes
Exterior
- Balcony
- Yes
- Built-in Barbecue/Grill
- Yes
- Storm Doors
- Yes
- Storm Windows
- Yes
Association Fees Include
- Accounting
- Yes
- BBQ Pit/Grill
- Yes
- Beach
- Yes
- Gated Community
- Yes
- Ground Keeping
- Yes
- Internet-WiFi
- Yes
- Pest Control
- Yes
- Picnic Area
- Yes
- Sauna/Steam Room
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
Furnished
- Furnished
- Yes
Interior
- Bunk Room
- Yes
Parking Features
- Assigned
- Yes
Present Zoning
- City
- Yes
Association Amenities
- BBQ Pit/Grill
- Yes
- Exercise Room
- Yes
- Pool
- Yes
- Sauna/Steam Room
- Yes
- Other – See Remarks
- Yes
Rooms
- Living Room
- Yes
Utilities
- Electricity – Connected
- Yes
- Internet – Broadband Available
- Yes
- Public Sewer – Connected
- Yes
Waterview
- Gulf
- Yes
Sale Type
- As Is
- Yes
Waterfront Type
- Gulf
- Yes
Cooling
- Central Air
- Yes
- Electric
- Yes
Heating
- Central
- Yes
- Electric
- Yes
Security Features
- 24 Hour Security
- Yes
- Building Security
- Yes
- Security Guard
- Yes
Property Features
Appliances:
Dishwasher; Microwave; Oven – Electric; Washer/Dryer Stacked
Cooling:
Central Air; Electric
Heating:
Central; Electric
Exterior:
Balcony; Built-in Barbecue/Grill; Storm Doors; Storm Windows
Association Fees Include:
Accounting; BBQ Pit/Grill; Beach; Gated Community; Internet-WiFi; Ground Keeping; Pest Control; Picnic Area; Sauna/Steam Room
Financing:
Cash; Conventional
Furnished:
Furnished
Interior:
Bunk Room
Pool Features:
Inground; Indoor; Spa/ Hot Tub
Security Features:
24 Hour Security; Building Security; Security Guard
Parking Features:
Assigned
Association Amenities:
BBQ Pit/Grill; Exercise Room; Pool; Sauna/Steam Room; Other – See Remarks
Rooms:
Living Room
Sale Type:
As Is
Utilities:
Electricity – Connected; Internet – Broadband Available; Public Sewer – Connected
Waterfront Type:
Gulf
Waterview:
Gulf
Room Information
| Room Name | Dimensions | Length | Width |
|---|---|---|---|
| Living Room | 18 x 13 | 18.00 | 13.00 |
Listing Office:
Emerald Coast Real Estate & Vacations LLC
Last Updated: July – 12 – 2026
Information deemed reliable but not guaranteed.