9900 S Thomas Drive 413, Panama City, FL 32408 (MLS# 791202)

9900 S Thomas Drive 413, Panama City, FL 32408

New Listing

$360,000

Virtual Tour

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Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 907 Status: Active

Current Price: $360,000 List Date: 6/11/2026 Last Modified: 6/11/2026

Overview

Description

SELLER FINANCING AVAILABLE. 4TH FLOOR CONVENIENCE. DEEDED SAME-LEVEL PARKING. Shores of Panama Unit 413 features the popular Type C floor plan with a Gulf-front primary suite offering beautiful Gulf views from the window, plus a private bunk room and 2 full bathrooms. Located on the 4th floor, this unit offers lower-floor convenience, resort-style pool views, and reduced reliance on elevators compared with higher-floor units. The kitchen is equipped with granite countertops and stainless steel appliances and opens to the living and dining areas. The large balcony provides additional outdoor living space with views of the lagoon-style pool and the Gulf-front resort setting. The unit also includes a full-size front-load washer and dryer and is being offered fully furnished and rental-ready. A deeded parking space located on the same level as the condo, conveniently positioned near the elevator entrance, is a rare and highly desirable feature at Shores of Panama. Same-level parking add … (Read more) SELLER FINANCING AVAILABLE. 4TH FLOOR CONVENIENCE. DEEDED SAME-LEVEL PARKING. Shores of Panama Unit 413 features the popular Type C floor plan with a Gulf-front primary suite offering beautiful Gulf views from the window, plus a private bunk room and 2 full bathrooms. Located on the 4th floor, this unit offers lower-floor convenience, resort-style pool views, and reduced reliance on elevators compared with higher-floor units. The kitchen is equipped with granite countertops and stainless steel appliances and opens to the living and dining areas. The large balcony provides additional outdoor living space with views of the lagoon-style pool and the Gulf-front resort setting. The unit also includes a full-size front-load washer and dryer and is being offered fully furnished and rental-ready. A deeded parking space located on the same level as the condo, conveniently positioned near the elevator entrance, is a rare and highly desirable feature at Shores of Panama. Same-level parking adds meaningful convenience for owners and guests, especially in a large Gulf-front resort setting. From the covered hallway, access between the unit and parking garage is simple and efficient. Additional features include a 2017 HVAC system and 2017 water heater. The owner currently self-manages the property, offering flexibility for future owners who wish to continue self-management or select their preferred rental management company. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy’s is adjacent to the resort, and Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton’s Pirates Voyage Dinner & Show, Topgolf, McGuire’s Irish Pub, and Tootsie’s Orchid Lounge. HOA dues are $3,491.71 per quarter. All information is believed to be accurate but should be verified by buyers if important.

Listing Details MLS# 791202

Contract Info

List Price/SqFt: 396.91

Location

Area: 03 – Bay County – Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 413
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Shores Of Panama
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40000-650-064
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Shores of Panama is located next to Pineapple Willy's across from Laketown Wharf, at the intersection of Front Beach Road and Thomas Dr
Legal Description: SHORES OF PANAMA PHASE I UNIT 413 TYPE C(L) ORB 2740 P 2252 4TH FLOOR 1BD/2BR ORB 3584 P 1262 907 SQ FT ORB 3584 P 1264 PARK SP# 429

General Property Info

Sub-Type: Condominium
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 907
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Assigned Spaces: Yes
Lot Dimensions: CONDO
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 3491.71
HOA Frequency: Quarterly
HOA Annual Amount: 13966.84
New Buyer Fee: No
Last Taxes: 3821
Last Tax Year: 2025
Brokerage Interest: Owner Outside Licensee – Owner is a licensed real estate broker or salesperson.
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: SELLER FINANCING AVAILABLE. 4TH FLOOR CONVENIENCE. DEEDED SAME-LEVEL PARKING. Shores of Panama Unit 413 features the popular Type C floor plan with a Gulf-front primary suite offering beautiful Gulf views from the window, plus a private bunk room and 2 full bathrooms. Located on the 4th floor, this unit offers lower-floor convenience, resort-style pool views, and reduced reliance on elevators compared with higher-floor units. The kitchen is equipped with granite countertops and stainless steel appliances and opens to the living and dining areas. The large balcony provides additional outdoor living space with views of the lagoon-style pool and the Gulf-front resort setting. The unit also includes a full-size front-load washer and dryer and is being offered fully furnished and rental-ready. A deeded parking space located on the same level as the condo, conveniently positioned near the elevator entrance, is a rare and highly desirable feature at Shores of Panama. Same-level parking adds meaningful convenience for owners and guests, especially in a large Gulf-front resort setting. From the covered hallway, access between the unit and parking garage is simple and efficient. Additional features include a 2017 HVAC system and 2017 water heater. The owner currently self-manages the property, offering flexibility for future owners who wish to continue self-management or select their preferred rental management company. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,491.71 per quarter. All information is believed to be accurate but should be verified by buyers if important.

Balcony

First: Yes

More Information

Bunk Room

First: Yes

Pool Features

Inground: Yes
Indoor: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Vinyl Plank: Yes
Pantry: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Internet Service: Yes
Management: Yes
Master Association: Yes
Pool: Yes
Security: Yes
Sewer: Yes
TV Cable: Yes
Water: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes
Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Within 1/2 Mile to Water: Yes

Parking Features

Deeded: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Elevators: Yes
Exercise Room: Yes
Picnic Area: Yes
Pool: Yes
Waterfront: Yes
Other – See Remarks: Yes

Rooms

Balcony: Yes
Bunk Room: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Other – See Remarks: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBed Waterfront: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Primary Bathroom

First: Yes

Security Features

24 Hour Security: Yes
Fire Sprinkler System: Yes
Secured Garage/Parking: Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Washer/Dryer Stacked; Water Heater – Electric Full Bathroom: First Primary Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Insurance; Internet Service; Ground Keeping; Management; Master Association; Pool; Security; Sewer; Water Furnished: Furnished Interior: Bunk Room; Floor – Carpet Kitchen: First Living Room: First Lot Features: Within 1/2 Mile to Water Balcony: First Bunk Room: First Primary Bathroom: First Pool Features: Inground; Indoor Security Features: 24 Hour Security; Fire Sprinkler System; Secured Garage/Parking Parking Features: Deeded Association Amenities: BBQ Pit/Grill; Beach; Elevators; Exercise Room; Picnic Area; Pool; Waterfront; Other – See Remarks Rooms: Balcony; Bunk Room; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected; Other – See Remarks Waterfront Type: Gulf Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Balcony	First	30.7 x 6.6	30.70	6.60
Master Bedroom	First	14.3 x 18.4	14.30	18.40
Master Bathroom	First	4.11 x 10.2	4.11	10.20
Kitchen	First	11.7 x 9.1	11.70	9.10
Living Room	First	16.1 x 17.11	16.10	17.11
Bunk Room	First	8.11 x 7.2	8.11	7.20
Full Bathroom	First	8.11 x 8	8.11	8.00

Listing Office: Coldwell Banker Realty

Last Updated: June – 11 – 2026

Information deemed reliable but not guaranteed.