9900 Thomas Drive 2304, Panama City Beach, FL 32408 (MLS# 787397)

9900 Thomas Drive 2304, Panama City Beach, FL 32408

$409,900

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Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,148 Status: Active

Current Price: $409,900 List Date: 3/26/2026 Last Modified: 6/16/2026

Overview

Description

Penthouse unit with deeded first-floor parking space at one of Panama City Beach's premier resort-style complexes! This stunning 2-bedroom, 3-full-bathroom condo with bunk hall sleeps 8 comfortably and sits on the top floor with breathtaking panoramic views of the Panama City Beach skyline and the Gulf. No units above you for ultimate privacy and tranquility. Step into your own beachfront paradise at this exclusive penthouse in Shores of Panama, where luxury living meets unmatched convenience. Short-term rentals are allowed, making this an excellent investment opportunity or vacation home. The unit includes a highly coveted deeded first-floor private parking space located directly across from the entrance, offering effortless access and added value that sets it apart. Designed for families and groups, the layout features two spacious en-suite bedrooms and a bunk room with its own full bathroom. The master bedroom offers sweeping Gulf views, perfect for relaxing. From the master suite … (Read more) Penthouse unit with deeded first-floor parking space at one of Panama City Beach’s premier resort-style complexes! This stunning 2-bedroom, 3-full-bathroom condo with bunk hall sleeps 8 comfortably and sits on the top floor with breathtaking panoramic views of the Panama City Beach skyline and the Gulf. No units above you for ultimate privacy and tranquility. Step into your own beachfront paradise at this exclusive penthouse in Shores of Panama, where luxury living meets unmatched convenience. Short-term rentals are allowed, making this an excellent investment opportunity or vacation home. The unit includes a highly coveted deeded first-floor private parking space located directly across from the entrance, offering effortless access and added value that sets it apart. Designed for families and groups, the layout features two spacious en-suite bedrooms and a bunk room with its own full bathroom. The master bedroom offers sweeping Gulf views, perfect for relaxing. From the master suite, living room, and kitchen, enjoy a view of the emerald-green waters with complete peace and privacy on the top floor. Recently refreshed with fresh paint and modern touches, this open-concept home flows seamlessly for both relaxation and entertaining. The kitchen is equipped with stainless steel appliances, granite countertops, and a breakfast bar, making meal prep easy while you soak in the stunning scenery. Shores of Panama stands out as one of Panama City Beach’s most impressive resort-style properties. At its heart is the expansive 14,000-square-foot Gulf-front lagoon-style pool featuring a lazy river, zero-entry beach area, dolphin fountains, dramatic bridges, and a kids’ play zone. Unwind with a cocktail at one of the two tiki bars, take a dip in the heated indoor pool and hot tub, or pamper yourself at the full-service spa and sauna. Additional amenities include a state-of-the-art fitness center, onsite coffee and donut shop, and convenient beach services for chairs, umbrellas, and water sports. Whether you’re looking for a primary residence, a vacation getaway, or a high-performing rental property, this top-floor penthouse delivers the ultimate coastal lifestyle with luxury amenities, direct beach access, and effortless convenience. Don’t miss this rare opportunity–contact us today to schedule a private showing and turn your dream of beachfront living into reality

Listing Details MLS# 787397

Contract Info

List Price/SqFt: 357.06

Location

Area: 03 – Bay County – Beach
Street #: 9900
Street Name: Thomas
Street Suffix: Drive
Unit #: 2304
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Shores Of Panama Phase I
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40000-650-397
Elementary School: Breakfast Point
Middle School: Surfside
High School: Arnold
Directions: Once you cross the Hathaway Bridge, continue straight on US-98 for about 3 miles, Turn left onto FL-392 W/R Hutchinson Blvd. Continue on Hutchinson Blvd for about 2 miles. Turn right onto Front Beach Rd. Continue on Front Beach Rd for about 2.5 miles. Turn left onto S Thomas Dr. Continue on S Thomas Dr for about 1 mile. 9900 S Thomas Drive will be on your left.
Legal Description: SHORES OF PANAMA PHASE I UNIT 2304 TYPE B(R) ORB 2740 P 2252 ORB 4113 P 300 23RD FLOOR 2BD/3BR . 1148 SQ FT

General Property Info

Sub-Type: Condominium
Floor Number: 23
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1148
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0X0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2959.26
HOA Frequency: Quarterly
HOA Annual Amount: 11837.04
New Buyer Fee: Yes
New Buyer Fee Amt: 250
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Penthouse unit with deeded first-floor parking space at one of Panama City Beach's premier resort-style complexes! This stunning 2-bedroom, 3-full-bathroom condo with bunk hall sleeps 8 comfortably and sits on the top floor with breathtaking panoramic views of the Panama City Beach skyline and the Gulf. No units above you for ultimate privacy and tranquility. Step into your own beachfront paradise at this exclusive penthouse in Shores of Panama, where luxury living meets unmatched convenience. Short-term rentals are allowed, making this an excellent investment opportunity or vacation home. The unit includes a highly coveted deeded first-floor private parking space located directly across from the entrance, offering effortless access and added value that sets it apart. Designed for families and groups, the layout features two spacious en-suite bedrooms and a bunk room with its own full bathroom. The master bedroom offers sweeping Gulf views, perfect for relaxing. From the master suite, living room, and kitchen, enjoy a view of the emerald-green waters with complete peace and privacy on the top floor. Recently refreshed with fresh paint and modern touches, this open-concept home flows seamlessly for both relaxation and entertaining. The kitchen is equipped with stainless steel appliances, granite countertops, and a breakfast bar, making meal prep easy while you soak in the stunning scenery. Shores of Panama stands out as one of Panama City Beach's most impressive resort-style properties. At its heart is the expansive 14,000-square-foot Gulf-front lagoon-style pool featuring a lazy river, zero-entry beach area, dolphin fountains, dramatic bridges, and a kids' play zone. Unwind with a cocktail at one of the two tiki bars, take a dip in the heated indoor pool and hot tub, or pamper yourself at the full-service spa and sauna. Additional amenities include a state-of-the-art fitness center, onsite coffee and donut shop, and convenient beach services for chairs, umbrellas, and water sports. Whether you're looking for a primary residence, a vacation getaway, or a high-performing rental property, this top-floor penthouse delivers the ultimate coastal lifestyle with luxury amenities, direct beach access, and effortless convenience. Don't miss this rare opportunity–contact us today to schedule a private showing and turn your dream of beachfront living into reality

Bunk Room

First: Yes

More Information

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Pantry: Yes

Construction/Siding

Concrete: Yes

Exterior

Built-in Barbecue/Grill: Yes
Patio Covered: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Beach: Yes
Exercise Room: Yes
Pool: Yes
Security: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Kitchen

First: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Deeded: Yes
Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Elevators: Yes
Exercise Room: Yes
Pool: Yes
Waterfront: Yes
Other – See Remarks: Yes

Rooms

Bedroom: Yes
Bunk Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Utilities

Public Sewer – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBed Waterfront: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Fire Sprinkler System: Yes
Security Guard: Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Range – Electric; Refrigerator; Washer Primary Bedroom: First Bedroom: First Cooling: Central Air Heating: Central Exterior: Built-in Barbecue/Grill; Patio Covered Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Pool; Security; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Interior: Bunk Room Kitchen: First Lot Access: City Street; Paved Road Bunk Room: First Security Features: Fire Sprinkler System; Security Guard Parking Features: Deeded; Garage Attached Association Amenities: BBQ Pit/Grill; Beach; Elevators; Exercise Room; Pool; Waterfront; Other – See Remarks Rooms: Bedroom; Bunk Room; Kitchen; Primary Bedroom Sale Type: As Is Utilities: Public Sewer – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	First	13 x 11	13.00	11.00	Buyer to verify measurements if important
Bedroom	First	12 x 10	12.00	10.00	Buyer to verify measurements if important.
Bunk Room	First	8 x 7	8.00	7.00	Buyer to verify measurements if important
Kitchen	First	8 x 9	8.00	9.00	Buyer to verify measurements if important

Listing Office: Blue Bird Woliver Realty

Last Updated: June – 16 – 2026

Information deemed reliable but not guaranteed.