9902 S Thomas Drive 1232, Panama City, FL 32408 (MLS# 779248)

9902 S Thomas Drive 1232, Panama City, FL 32408

$279,900

Virtual Tour

https://youtube.com/shorts/QsHPMEHGsCM?si=XHCsQ9MnJ1zsPvkI

67596034661__7D26B776-D902-43E4-98BF-CDD

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,262 Status: Active

Current Price: $279,900 List Date: 3/23/2026 Last Modified: 6/09/2026

Overview

Description

One of Laketown Wharf Resorts Newest Listings and this condo can be a personal vacation home or a short-term rental investment property. Located on the 12th floor with Gulf views from your front door and front bedroom, and the main bedroom and Grand room overlook the Laketown Lake and nightly Vegas style light/music show from your covered 28' long balcony. Watch all the boardwalk activity too! LTW COA Dues are still comparable or less than most condo/resorts in PCB. They cover INS, CABLE, WIFI, WATER and GARBAGE. Amenities include 2 story GYM, Pickleball, 5 Pools, Postal Center, Boardwalk and Retail Stores and Restaurants, Bars and more. Gated access to the beach between Pineapple Willys and Shores of Panama. Seller is including ALL FURNITURE and APPLIANCES (less personal belongings). This is an owner occupied unit so it's in pristine condition and not currently a rental unit. Compare all you get at Laketown Wharf and its big 1267 sq ft size vs those 800 ft units at the other propert … (Read more)

Listing Details MLS# 779248

Contract Info

List Price/SqFt: 221.79

Location

Area: 03 – Bay County – Beach
Street #: 9902
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 1232
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: No
Parcel ID: 40001-000-433
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's.
Legal Description: LAKETOWN WHARF UNIT 1232 TYPE B BLDG 1 ORB 2994 P 1890 3BR 2BA ORB 4234 P 496 1262 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 12
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
SqFt Source: Prop App Site
Balcony SqFt: 224
Full Baths: 2
Total Baths: 2
# of Stories in Building: 21
# of Units in Bldg: 765
Units Above Ground: 765
Year Built: 2007
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Covered Spaces: 2
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community
Below Ground SqFt: 0
Driveway Spaces: 0
Assigned Spaces: 0

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 3195.61
HOA Frequency: Quarterly
HOA Annual Amount: 12782.44
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 3911
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Section: 36
Township: 3S
Range: 16W
Condo Doc: Yes

Remarks & Misc

Remarks: One of Laketown Wharf Resorts Newest Listings and this condo can be a personal vacation home or a short-term rental investment property. Located on the 12th floor with Gulf views from your front door and front bedroom, and the main bedroom and Grand room overlook the Laketown Lake and nightly Vegas style light/music show from your covered 28' long balcony. Watch all the boardwalk activity too! LTW COA Dues are still comparable or less than most condo/resorts in PCB. They cover INS, CABLE, WIFI, WATER and GARBAGE. Amenities include 2 story GYM, Pickleball, 5 Pools, Postal Center, Boardwalk and Retail Stores and Restaurants, Bars and more. Gated access to the beach between Pineapple Willys and Shores of Panama. Seller is including ALL FURNITURE and APPLIANCES (less personal belongings). This is an owner occupied unit so it's in pristine condition and not currently a rental unit. Compare all you get at Laketown Wharf and its big 1267 sq ft size vs those 800 ft units at the other properties! Property has gated entry with property patrol/security. Check out 810 Bowling and Billiards on the property, PCB's newest family attraction!

Balcony

First: Yes

More Information

Bunk Room

First: Yes

Great Room

First: Yes

Pool Features

Gunite Concrete: Yes
Heated – Electric: Yes
Inground: Yes
Spa/ Hot Tub: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Track: Yes
Pantry: Yes
Window – Treatment All: Yes

Construction/Siding

Concrete: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes
Porch Covered: Yes

Other Structures

Garage(s): Yes
Gazebo: Yes
Kennel/Dog Run: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Mini Golf: Yes
Pavilion/Gazebo: Yes
Pest Control: Yes
Pool: Yes
Repairs/Maintenance: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes
Floor – Carpet: Yes

Kitchen

First: Yes

Lot Features

Deeded Access: Yes
Landscaped: Yes
Near Beach Access: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Community Structure: Yes
Detached: Yes
Garage Detached: Yes
Paved: Yes

Present Zoning

Resort: Yes

Association Amenities

BBQ Pit/Grill: Yes
Boardwalk: Yes
Community Room: Yes
Conference Center: Yes
Elevators: Yes
Exercise Room: Yes
Mini Golf: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Pool: Yes
Retail Shops: Yes
Security-24 hour: Yes
Whirlpool: Yes
Dining: Yes
Pickle Ball: Yes
Recreation Facilities: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Room: Yes
Great Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Availabile: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes
Lagoon: Yes
Lake: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Electric: Yes

Security Features

24 Hour Security: Yes
Building Security: Yes
Closed Circuit Camera(s): Yes
Fire Alarm: Yes
Fire Sprinkler System: Yes
Gated with Guard: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Microwave; Oven – Electric; Range Hood; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Balcony; Double Pane Windows; Porch Covered Association Fees Include: BBQ Pit/Grill; TV Cable; Dumpster; Exercise Room; Gated Community; Insurance; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Mini Golf; Pavilion/Gazebo; Pest Control; Pool; Water Financing: Cash; Conventional; FHA; VA Furnished: Furnished Interior: Bunk Room; Floor – Carpet Kitchen: First Lot Features: Deeded Access; Landscaped; Near Beach Access Lot Access: City Street; Paved Road Balcony: First Bunk Room: First Great Room: First Pool Features: Gunite Concrete; Heated – Electric; Inground; Spa/ Hot Tub Security Features: 24 Hour Security; Building Security; Closed Circuit Camera(s); Fire Alarm; Fire Sprinkler System; Gated with Guard; Smoke Detector(s) Parking Features: Community Structure; Detached; Garage Detached; Paved Other Structures: Garage(s); Gazebo; Kennel/Dog Run Association Amenities: BBQ Pit/Grill; Boardwalk; Community Room; Dining; Elevators; Exercise Room; Conference Center; Mini Golf; Pavilion/Gazebo; Pickle Ball; Picnic Area; Pool; Recreation Facilities; Retail Shops; Security-24 hour; Whirlpool Rooms: Balcony; Bedroom; Bunk Room; Great Room; Kitchen; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Availabile; Garbage; Internet – Broadband Available; Phone – Available; Public Sewer – Connected; Public Water – Connected Waterview: Gulf; Lagoon; Lake Present Zoning: Resort

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	First	14 x 12	14.00	12.00	Furnished
Bedroom	First	12 x 11	12.00	11.00	Furnished
Bunk Room	First	9 x 7	9.00	7.00	Has Window & Wardrobe
Great Room	First	20 x 15	20.00	15.00	Has Pullout Couch
Kitchen	First	11 x 9	11.00	9.00
Balcony	First	28 x 8	28.00	8.00	224 sq ft overlooks lake

Listing Office: Coastal Palms Real Estate

Last Updated: June – 09 – 2026

Information deemed reliable but not guaranteed.