9902 S Thomas Drive 130, Panama City, FL 32408 (MLS# 784170)

9902 S Thomas Drive 130, Panama City, FL 32408

New Listing

$414,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,262 Status: Active

Current Price: $414,000 List Date: 7/27/2026 Last Modified: 7/27/2026

Overview

Description

This exceptional first-floor residence offers the best of both worlds: calm lake views and easy access, all without the wait or hassle of elevators. From the moment you step inside, the coastal design and sophistication set this unit apart. The beautifully updated kitchen is a true showpiece, featuring crisp cabinetry, upgraded countertops, modern appliances, and a striking turquoise backsplash bringing the Gulf's colors indoors. The open-concept living and dining space is light-filled and inviting–perfect for entertaining or unwinding after a day at the beach. This unit offers two spacious bedrooms plus a stylish bunk room, ideal for guests or family. With the addition of a barn door, the bunk room easily functions as a third bedroom offering privacy, adding flexibility and value. The primary suite is a peaceful retreat, positioned directly on the lake with soothing water views that make mornings and evenings feel extra special. Step out onto the large private balcony spanni … (Read more) This exceptional first-floor residence offers the best of both worlds: calm lake views and easy access, all without the wait or hassle of elevators. From the moment you step inside, the coastal design and sophistication set this unit apart. The beautifully updated kitchen is a true showpiece, featuring crisp cabinetry, upgraded countertops, modern appliances, and a striking turquoise backsplash bringing the Gulf’s colors indoors. The open-concept living and dining space is light-filled and inviting–perfect for entertaining or unwinding after a day at the beach. This unit offers two spacious bedrooms plus a stylish bunk room, ideal for guests or family. With the addition of a barn door, the bunk room easily functions as a third bedroom offering privacy, adding flexibility and value. The primary suite is a peaceful retreat, positioned directly on the lake with soothing water views that make mornings and evenings feel extra special. Step out onto the large private balcony spanning the width of the unit to enjoy lake life and take in the nightly light show, visible both outdoors and from the comfort of the living area inside. Beautiful design touches flow throughout the home, blending coastal charm with modern comfort. From the furnishings to the finishes, every detail reflects the essence of the perfect beach getaway. Whether used as a primary residence, second home, or investment property, this first-floor unit with water views is a rare opportunity–where beauty, convenience, and coastal elegance come together seamlessly. As part of a large resort, you’ll have access to world-class amenities, including the newest addition of 810 Billiards & Bowling as fun for the whole family on property, five pools (one zero-entry, heated, and a dedicated kiddie pool), two hot tubs, a state-of-the-art fitness center, and a putting green. Enjoy the convenience of multiple onsite dining options and a boardwalk that showcases a stunning nightly water fountain light show. Don’t miss this opportunity to own a piece of paradise with solid rental returns and endless coastal charm! All measurements to be verified by buyer if deemed important.

Listing Details MLS# 784170

Contract Info

List Price/SqFt: 328.05

Location

Area: 03 – Bay County – Beach
Street #: 9902
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 130
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: No
Parcel ID: 40001-000-024
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Front Beach Road and Hutchison Blvd, continue west on Hwy 98 and turn left at the next traffic light, then turn left into Laketown Wharf parking. Unit 130 is on the south end of the unit, so the main elevator or parking garage elevator will bring you to the first floor.
Legal Description: LAKETOWN WHARF UNIT 130 TYPE B BLDG 1 ORB 2994 P 1890 3BR 2BA ORB 4532 P 2033 1262 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Assigned Spaces: 2
Lot Dimensions: condo
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 3002.02
HOA Frequency: Quarterly
HOA Annual Amount: 12008.08
New Buyer Fee: No
Last Taxes: 4255
Last Tax Year: 2024
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: This exceptional first-floor residence offers the best of both worlds: calm lake views and easy access, all without the wait or hassle of elevators. From the moment you step inside, the coastal design and sophistication set this unit apart. The beautifully updated kitchen is a true showpiece, featuring crisp cabinetry, upgraded countertops, modern appliances, and a striking turquoise backsplash bringing the Gulf's colors indoors. The open-concept living and dining space is light-filled and inviting–perfect for entertaining or unwinding after a day at the beach. This unit offers two spacious bedrooms plus a stylish bunk room, ideal for guests or family. With the addition of a barn door, the bunk room easily functions as a third bedroom offering privacy, adding flexibility and value. The primary suite is a peaceful retreat, positioned directly on the lake with soothing water views that make mornings and evenings feel extra special. Step out onto the large private balcony spanning the width of the unit to enjoy lake life and take in the nightly light show, visible both outdoors and from the comfort of the living area inside. Beautiful design touches flow throughout the home, blending coastal charm with modern comfort. From the furnishings to the finishes, every detail reflects the essence of the perfect beach getaway. Whether used as a primary residence, second home, or investment property, this first-floor unit with water views is a rare opportunity–where beauty, convenience, and coastal elegance come together seamlessly. As part of a large resort, you'll have access to world-class amenities, including the newest addition of 810 Billiards & Bowling as fun for the whole family on property, five pools (one zero-entry, heated, and a dedicated kiddie pool), two hot tubs, a state-of-the-art fitness center, and a putting green. Enjoy the convenience of multiple onsite dining options and a boardwalk that showcases a stunning nightly water fountain light show. Don't miss this opportunity to own a piece of paradise with solid rental returns and endless coastal charm! All measurements to be verified by buyer if deemed important.

Pool Features

Gunite Concrete: Yes
Inground: Yes
Spa/ Hot Tub: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Exterior

Balcony: Yes

Association Fees Include

Accounting: Yes
Batting Cage: Yes
Beach: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Management: Yes
Master Association: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Furnished: Yes

Parking Features

Community Structure: Yes
Garage Detached: Yes
Oversized: Yes
Parking Lot: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Business Center: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Pavilion/Gazebo: Yes
Pool: Yes
Retail Shops: Yes
Security-24 hour: Yes
Dining: Yes
Pickle Ball: Yes
Sidewalks: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Other – See Remarks: Yes

Waterview

Gulf: Yes
Lake: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBed Balcony: Yes
MBed Walk-in Closet: Yes

Security Features

24 Hour Security: Yes
Security Guard: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Oven – Electric; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Cooling: Central Air Heating: Central Exterior: Balcony Association Fees Include: Accounting; Batting Cage; Beach; TV Cable; Dumpster; Exercise Room; Gated Community; Ground Keeping; Management; Master Association; Pest Control; Picnic Area; Pool; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional; VA Furnished: Furnished Pool Features: Gunite Concrete; Inground; Spa/ Hot Tub Security Features: 24 Hour Security; Security Guard; Smoke Detector(s) Parking Features: Community Structure; Garage Detached; Oversized; Parking Lot Association Amenities: BBQ Pit/Grill; Beach; Business Center; Dining; Dumpster; Elevators; Exercise Room; Gated Community; Pavilion/Gazebo; Pickle Ball; Pool; Retail Shops; Security-24 hour; Sidewalks Rooms: Balcony; Bedroom; Bunk Room; Kitchen; Living Room; Primary Bedroom Showing: ShowingTime Utilities: TV Cable; Public Sewer – Connected; Public Water – Connected; Other – See Remarks Waterview: Gulf; Lake

Room Information

Room Name	Dimensions	Length	Width	Remarks
Primary Bedroom	14 x 12	14.00	12.00
Bedroom	12 x 11	12.00	11.00
Bunk Room	9 x 7	9.00	7.00
Living Room	20 x 15	20.00	15.00	Living Dining Combo
Kitchen	11 x 9	11.00	9.00
Balcony

Listing Office: Beachy Beach Real Estate

Last Updated: July – 27 – 2026

Information deemed reliable but not guaranteed.