9902 S Thomas Drive 1328, Panama City, FL 32408 (MLS# 791050)

9902 S Thomas Drive 1328, Panama City, FL 32408

$265,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,262 Status: Active

Current Price: $265,000 List Date: 6/09/2026 Last Modified: 8/25/2026

Overview

Description

This unit is the owners personal unit and hasn’t been rented since purchase. It is a lovely 2 bedroom, 2 full bath with a bonus bunk room condo. This home has stainless appliances, granite counters in kitchen and bathrooms, undermount lighting, includes all appliances and includes the stacked washer and dryer. Your GULF (across the street) & Pool area views are incredible from the front door and Lake View and boardwalk views from the balcony. COA is reasonable and include : Insurance, Cable, Internet, Water, Garbage, Pest Control, Amenity usage and 2 car parking in the 10 story garage with parking passes. Enjoy 5 pools, boardwalk with shops and restaurants, pickleball, New 2 story gym and private coded gate access to the beach! Unit comes completely furnished.

Listing Details MLS# 791050

Contract Info

List Price/SqFt: 209.98

Location

Area: 03 – Bay County – Beach
Street #: 9902
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 1328
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: No
Parcel ID: 40001-000-467
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and S. Thomas Drive, Across from Pineapple Willy's Restaurant.
Legal Description: LAKETOWN WHARF UNIT 1328 TYPE B BLDG 1 ORB 2994 P 1890 3BR 2BA ORB 4204 P 1965 1262 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 13
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
SqFt Source: Prop App Site
Balcony SqFt: 224
Full Baths: 2
Total Baths: 2
# of Stories in Building: 21
# of Units in Bldg: 765
Units Above Ground: 765
Year Built: 2007
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Covered Spaces: 2
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community
Below Ground SqFt: 0
Half Baths: 0
Driveway Spaces: 0
Assigned Spaces: 0

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 3195.61
HOA Frequency: Quarterly
HOA Annual Amount: 12782.44
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 2283.77
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Section: 36
Township: 3S
Range: 16W
Condo Doc: Yes

Remarks & Misc

Remarks: This unit is the owners personal unit and hasn't been rented since purchase. It is a lovely 2 bedroom, 2 full bath with a bonus bunk room condo. This home has stainless appliances, granite counters in kitchen and bathrooms, undermount lighting, includes all appliances and includes the stacked washer and dryer. Your GULF (across the street) & Pool area views are incredible from the front door and Lake View and boardwalk views from the balcony. COA is reasonable and include : Insurance, Cable, Internet, Water, Garbage, Pest Control, Amenity usage and 2 car parking in the 10 story garage with parking passes. Enjoy 5 pools, boardwalk with shops and restaurants, pickleball, New 2 story gym and private coded gate access to the beach! Unit comes completely furnished.

Balcony

First: Yes

More Information

Bunk Room

First: Yes

Great Room

First: Yes

Pool Features

Gunite Concrete: Yes
Heated – Gas: Yes
Inground: Yes
Spa/ Hot Tub: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Track: Yes
Pantry: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Concrete: Yes

Exterior

Balcony: Yes
Porch Covered: Yes

Other Structures

Gazebo: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Conference Center: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Management: Yes
Mini Golf: Yes
Pavilion/Gazebo: Yes
Pest Control: Yes
Pool: Yes
Security: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes
Floor – Carpet: Yes
Insulated Doors: Yes

Kitchen

First: Yes

Lot Features

Landscaped: Yes
Near Beach Access: Yes

Lot Access

City Street: Yes
Gated Access: Yes

Parking Features

Community Structure: Yes
Garage Detached: Yes

Present Zoning

Resort: Yes

Association Amenities

BBQ Pit/Grill: Yes
Boardwalk: Yes
Community Room: Yes
Conference Center: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Mini Golf: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Pool: Yes
Retail Shops: Yes
Whirlpool: Yes
Pickle Ball: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Room: Yes
Great Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Availabile: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes
Lake: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Electric: Yes
Geothermal: Yes

Heating

Central: Yes
Electric: Yes
Geothermal: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed Balcony: Yes
MBed Walk-in Closet: Yes

Security Features

24 Hour Security: Yes
Fire Alarm: Yes
Fire Sprinkler System: Yes
Gated with Guard: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Microwave; Oven – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Electric; Geothermal Heating: Central; Electric; Geothermal Exterior: Balcony; Porch Covered Association Fees Include: BBQ Pit/Grill; TV Cable; Dumpster; Exercise Room; Gated Community; Insurance; Internet-WiFi; Ground Keeping; Management; Conference Center; Mini Golf; Pavilion/Gazebo; Pest Control; Pool; Security; Trash Disposal; Water Financing: Cash; Conventional; FHA Furnished: Furnished Interior: Bunk Room; Floor – Carpet; Insulated Doors Kitchen: First Lot Features: Landscaped; Near Beach Access Lot Access: City Street; Gated Access Balcony: First Bunk Room: First Great Room: First Pool Features: Gunite Concrete; Heated – Gas; Inground; Spa/ Hot Tub Security Features: 24 Hour Security; Fire Alarm; Fire Sprinkler System; Gated with Guard; Smoke Detector(s) Parking Features: Community Structure; Garage Detached Other Structures: Gazebo Association Amenities: BBQ Pit/Grill; Boardwalk; Community Room; Dumpster; Elevators; Exercise Room; Gated Community; Conference Center; Mini Golf; Pavilion/Gazebo; Pickle Ball; Picnic Area; Pool; Retail Shops; Whirlpool Rooms: Balcony; Bedroom; Bunk Room; Great Room; Kitchen; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Availabile; Garbage; Internet – Broadband Available; Phone – Available; Public Sewer – Connected; Public Water – Connected Waterview: Gulf; Lake Present Zoning: Resort

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Primary Bedroom	First	14 x 12	14.00	12.00	with direct balcony access
Bedroom	First	12 x 11	12.00	11.00
Bunk Room	First	9 x 7	9.00	7.00
Balcony	First	28 x 8	28.00	8.00	Covered, Lake & Boardwalk View
Great Room	First	20 x 15	20.00	15.00
Kitchen	First	12 x 9	12.00	9.00	Stainless Appliances

Listing Office: Coastal Palms Real Estate

Last Updated: August – 25 – 2026

Information deemed reliable but not guaranteed.