9902 S Thomas Drive 234, Panama City, FL 32408 (MLS# 781640)

9902 S Thomas Drive 234, Panama City, FL 32408

$425,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,681 Status: Active

Current Price: $425,000 List Date: 11/14/2025 Last Modified: 6/23/2026

Overview

Description

FULLY FURNISHED & A CURRENT CASH FLOWING INVESTMENT!! Welcome to Laketown Wharf #234, a stunning, fully renovated 3-bedroom, 3-bath residence offering breathtaking views from the main living area, primary suite, and oversized balcony. The unit is located on the second floor, offering convenient access to the parking garage—if you park on Level 2, you can walk directly to the unit without needing the elevator! Plus, you're just steps from the beach! Laketown Wharf is one of the most sought-after buildings in PCB. This turn-key condo combines coastal living and convenience. The unit has a strong track record of rental income. And a full-year expected to be $56,000, it presents an outstanding investment opportunity—or if rentals aren't the goal, this beautiful unit can also make the perfect second-home getaway. The resort features some of the largest floor plans in PCB with 9-foot ceilings, and an impressive list of amenities including: five pools, two hot tubs, a putting gre … (Read more) FULLY FURNISHED & A CURRENT CASH FLOWING INVESTMENT!! Welcome to Laketown Wharf #234, a stunning, fully renovated 3-bedroom, 3-bath residence offering breathtaking views from the main living area, primary suite, and oversized balcony. The unit is located on the second floor, offering convenient access to the parking garage—if you park on Level 2, you can walk directly to the unit without needing the elevator! Plus, you’re just steps from the beach! Laketown Wharf is one of the most sought-after buildings in PCB. This turn-key condo combines coastal living and convenience. The unit has a strong track record of rental income. And a full-year expected to be $56,000, it presents an outstanding investment opportunity—or if rentals aren’t the goal, this beautiful unit can also make the perfect second-home getaway. The resort features some of the largest floor plans in PCB with 9-foot ceilings, and an impressive list of amenities including: five pools, two hot tubs, a putting green, and a fitness center with Gulf views. As the sun sets, enjoy the nightly 8 p.m. light show that adds a touch of magic to your beachfront evenings. The complex also offers on-site dining, billiards & bowling alley, and much more! Your family or rental guests will love vacationing here and want to come back every year! Step inside to discover an open-concept layout designed for entertaining, featuring coastal-inspired finishes, updated flooring, lighting, and premium furnishings. The updated kitchen is equipped with stainless steel appliances, granite counters, and plenty of storage. The spacious primary suite offers balcony access and a spa-like en suite with a soaking tub and a walk-in shower with multiple jets. Every detail has been carefully curated, from the decor to the thoughtful updates. The condo also includes a NEW AC unit, washer/dryer, and parking just steps away with minimal elevator traffic. Experience the perfect blend of luxury, location, and income potential—this one truly has it all.

Listing Details MLS# 781640

Contract Info

List Price/SqFt: 252.83

Location

Area: 03 – Bay County – Beach
Street #: 9902
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 234
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: No
Parcel ID: 40001-000-059
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Complex is located at the Corner of Front Beach Road and South Thomas Drive, Across from Pineapple Willy's.
Legal Description: LAKETOWN WHARF UNIT 234 TYPE A BLDG 1 ORB 2994 P 1890 3BR 3BA ORB 4054 P 850 1681 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 2
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1681
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Year Built: 2007
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: NA
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3998.72
HOA Frequency: Quarterly
HOA Annual Amount: 15994.88
New Buyer Fee: No
Last Taxes: 3059
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: FULLY FURNISHED & A CURRENT CASH FLOWING INVESTMENT!! Welcome to Laketown Wharf #234, a stunning, fully renovated 3-bedroom, 3-bath residence offering breathtaking views from the main living area, primary suite, and oversized balcony. The unit is located on the second floor, offering convenient access to the parking garage—if you park on Level 2, you can walk directly to the unit without needing the elevator! Plus, you're just steps from the beach! Laketown Wharf is one of the most sought-after buildings in PCB. This turn-key condo combines coastal living and convenience. The unit has a strong track record of rental income. And a full-year expected to be $56,000, it presents an outstanding investment opportunity—or if rentals aren't the goal, this beautiful unit can also make the perfect second-home getaway. The resort features some of the largest floor plans in PCB with 9-foot ceilings, and an impressive list of amenities including: five pools, two hot tubs, a putting green, and a fitness center with Gulf views. As the sun sets, enjoy the nightly 8 p.m. light show that adds a touch of magic to your beachfront evenings. The complex also offers on-site dining, billiards & bowling alley, and much more! Your family or rental guests will love vacationing here and want to come back every year! Step inside to discover an open-concept layout designed for entertaining, featuring coastal-inspired finishes, updated flooring, lighting, and premium furnishings. The updated kitchen is equipped with stainless steel appliances, granite counters, and plenty of storage. The spacious primary suite offers balcony access and a spa-like en suite with a soaking tub and a walk-in shower with multiple jets. Every detail has been carefully curated, from the decor to the thoughtful updates. The condo also includes a NEW AC unit, washer/dryer, and parking just steps away with minimal elevator traffic. Experience the perfect blend of luxury, location, and income potential—this one truly has it all.

Appliances

Dishwasher: Yes
Disposal: Yes
Ice Maker: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Floor – Laminate: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Exercise Room: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Management: Yes
Master Association: Yes
Mini Golf: Yes
Pavilion/Gazebo: Yes
Security: Yes
Sewer: Yes
TV Cable: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Living Room

First: Yes

Lot Access

Gated Access: Yes

Association Amenities

Boardwalk: Yes
Business Center: Yes
Community Room: Yes
Conference Center: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Pool: Yes
Retail Shops: Yes
Security-24 hour: Yes
Whirlpool: Yes
Pickle Ball: Yes

Rooms

Bedroom: Yes
Living Room: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBed Balcony: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

24 Hour Security: Yes
Building Security: Yes
Fire Alarm: Yes
Fire Sprinkler System: Yes
Gated Community: Yes
Key Card Entry: Yes
Secured Garage/Parking: Yes
Security Gate: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Ice Maker; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Exercise Room; Internet-WiFi; Ground Keeping; Management; Master Association; Mini Golf; Pavilion/Gazebo; Security; Sewer; Whirlpool; Water Financing: Cash; Conventional; FHA; VA Furnished: Furnished Interior: Bunk Room Living Room: First Lot Access: Gated Access Security Features: 24 Hour Security; Building Security; Fire Alarm; Fire Sprinkler System; Gated Community; Key Card Entry; Secured Garage/Parking; Security Gate; Smoke Detector(s) Association Amenities: Boardwalk; Business Center; Community Room; Dumpster; Elevators; Exercise Room; Conference Center; Pickle Ball; Pool; Retail Shops; Security-24 hour; Whirlpool Rooms: Bedroom; Living Room Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterview: Lake

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	13 x 12	13.00	12.00	*Buyer to verify
Bedroom	First	13 x 12	13.00	12.00	*Buyer to verify
Living Room	First	21 x 16	21.00	16.00	*Buyer to verify

Listing Office: Foundation Real Estate Agency LLC

Last Updated: June – 23 – 2026

Information deemed reliable but not guaranteed.