9902 S Thomas Drive 431, Panama City Beach, FL 32408 (MLS# 771441)

9902 S Thomas Drive 431, Panama City Beach, FL 32408

$329,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,262 Status: Active

Current Price: $329,900 List Date: 4/04/2025 Last Modified: 7/11/2026

Overview

Description

Laketown Wharf #431, a beautifully furnished 3-bedroom, 2-bath condo with breathtaking views and a prime location in the heart of Panama City Beach. From your private, lake-facing balcony, you can enjoy many quiet times. This spacious condo comes with new stainless steel appliances and is fully furnished and turnkey ready, making it ideal as a second home, vacation getaway, or investment property. All you need to bring are your sandals and sunscreen! Laketown Wharf offers resort-style amenities, including three sparkling pools, a full fitness center, a coffee bar, and several onsite restaurants. Just across the street from iconic Pineapple Willy’s, you’re also surrounded by premier dining, golf, shopping, entertainment, and family-friendly attractions. Don’t miss your chance to own a piece of paradise. Come see #431 today—your beach life starts now!

Listing Details MLS# 771441

Contract Info

List Price/SqFt: 261.41

Location

Area: 03 – Bay County – Beach
Street #: 9902
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 431
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 40001-000-128
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Corner of Front Beach Road and S. Thomas Drive.
Legal Description: LAKETOWN WHARF UNIT 431 TYPE B BLDG 1 ORB 2994 P 1890 3BR 2BA ORB 4487 P 1873 1262 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: 21
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: n/a
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2783
HOA Frequency: Quarterly
HOA Annual Amount: 11132
New Buyer Fee: Yes
New Buyer Fee Amt: 100
New Buyer Fee Paid: $
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Laketown Wharf #431, a beautifully furnished 3-bedroom, 2-bath condo with breathtaking views and a prime location in the heart of Panama City Beach. From your private, lake-facing balcony, you can enjoy many quiet times. This spacious condo comes with new stainless steel appliances and is fully furnished and turnkey ready, making it ideal as a second home, vacation getaway, or investment property. All you need to bring are your sandals and sunscreen! Laketown Wharf offers resort-style amenities, including three sparkling pools, a full fitness center, a coffee bar, and several onsite restaurants. Just across the street from iconic Pineapple Willy's, you're also surrounded by premier dining, golf, shopping, entertainment, and family-friendly attractions. Don't miss your chance to own a piece of paradise. Come see #431 today—your beach life starts now!

Balcony

First: Yes

More Information

Bunk Room

First: Yes

Pool Features

Inground: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes

Association Fees Include

Accounting: Yes
Advertising: Yes
BBQ Pit/Grill: Yes
Community Room: Yes
Dumpster: Yes
Exercise Room: Yes
Insurance: Yes
Management: Yes
Master Association: Yes
Mini Golf: Yes
Pest Control: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
Water: Yes

Financing

Cash: Yes
Other: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Living Room

First: Yes

Parking Features

Garage Attached: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Business Center: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Picnic Area: Yes
Pool: Yes
Waterfront: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Room: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Waterfront Type

Lakefront: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed Balcony: Yes
MBed Walk-in Closet: Yes
MBed Waterfront: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Fire Sprinkler System: Yes
Security Guard: Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Double Pane Windows Association Fees Include: Accounting; Advertising; BBQ Pit/Grill; Community Room; Dumpster; Exercise Room; Insurance; Management; Master Association; Mini Golf; Pest Control; Picnic Area; Playground; Pool; Security; Sewer; Trash Disposal; Water Financing: Cash; Other Furnished: Furnished Interior: Bunk Room Living Room: First Balcony: First Bunk Room: First Pool Features: Inground Security Features: Fire Sprinkler System; Security Guard Parking Features: Garage Attached Association Amenities: BBQ Pit/Grill; Beach; Business Center; Dumpster; Elevators; Exercise Room; Picnic Area; Pool; Waterfront Rooms: Balcony; Bedroom; Bunk Room; Living Room; Primary Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Lakefront Waterview: Lake

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	13 x 11	13.00	11.00
Bunk Room	First	8 x 7	8.00	7.00
Bedroom	First	12 x 10	12.00	10.00
Living Room	First	18 x 14	18.00	14.00
Balcony	First	17 x 8	17.00	8.00

Listing Office: EXP Realty LLC

Last Updated: July – 11 – 2026

Information deemed reliable but not guaranteed.