9902 S Thomas Drive 538, Panama City, FL 32408 (MLS# 796245)

9902 S Thomas Drive 538, Panama City, FL 32408

New Listing

$339,999

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,483 Status: Active

Current Price: $339,999 List Date: 10/04/2026 Last Modified: 10/04/2026

Overview

Description

Welcome to Laketown Wharf 538, a modern 3-bedroom, with a bunk room, 3-bathroom condo wrap-around balcony, and stunning updates. Discover the perfect coastal retreat in this beautifully renovated 3-bedroom, 3-bathroom condo. It features a bonus bunk room and an expansive wrap-around balcony. The entire unit has been refreshed with a modern touch, including a fresh coat of paint on walls, cabinets, and doors, along with sleek new door knobs for a contemporary feel. The spacious bedrooms boast two king beds and one queen bed, all equipped with brand-new mattresses, stylish new sheets, and bed covers for ultimate comfort. The cozy bunk room is perfect for additional guests, while the living room offers a plush new sofa, ideal for relaxation. Every room is adorned with elegant new curtains for added privacy and style. The kitchen is equipped with updated appliances, including a dishwasher, microwave, refrigerator, and stove, making meal prep a breeze. Step outside onto the wrap-around b … (Read more) Welcome to Laketown Wharf 538, a modern 3-bedroom, with a bunk room, 3-bathroom condo wrap-around balcony, and stunning updates. Discover the perfect coastal retreat in this beautifully renovated 3-bedroom, 3-bathroom condo. It features a bonus bunk room and an expansive wrap-around balcony. The entire unit has been refreshed with a modern touch, including a fresh coat of paint on walls, cabinets, and doors, along with sleek new door knobs for a contemporary feel. The spacious bedrooms boast two king beds and one queen bed, all equipped with brand-new mattresses, stylish new sheets, and bed covers for ultimate comfort. The cozy bunk room is perfect for additional guests, while the living room offers a plush new sofa, ideal for relaxation. Every room is adorned with elegant new curtains for added privacy and style. The kitchen is equipped with updated appliances, including a dishwasher, microwave, refrigerator, and stove, making meal prep a breeze. Step outside onto the wrap-around balcony to enjoy breathtaking views of the Gulf, city skyline, or serene surroundings. Laketown Wharf takes resort living to the next level with its exceptional amenities. Enjoy five pools, including dedicated options for kids, teens, and adults, as well as private beach access. There’s also a state-of-the-art fitness center, a putting green, outdoor gazebos, and a relaxing hot tub. The lakefront boardwalk offers spectacular views and nightly fountain shows choreographed to music, adding a touch of magic to your evenings. Dining and entertainment are just steps away. On-site options include Paradise Pizza, Sunshine Bar & Grill, and Splash Bar. For family fun, 810 Billiards & Bowling offers bowling, arcade games, axe throwing, and more, all within the resort. Nearby attractions such as Pineapple Willy’s and Shipwreck Island Waterpark add to the convenience and entertainment options. This condo is truly turnkey and ready for immediate use, making it an excellent choice for both personal enjoyment and rental income.

Listing Details MLS# 796245

Contract Info

List Price/SqFt: 229.26

Location

Area: 03 – Bay County – Beach
Street #: 9902
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: 538
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: No
Parcel ID: 40001-000-173
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Located at the Corner of Front Beach Road and South Thomas Drive, Across from Pineapple Willy's.
Legal Description: LAKETOWN WHARF UNIT 538 TYPE D BLDG 1 ORB 2994 P 1890 4BR 3BA ORB 4618 P 2031 1483 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 5
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1483
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
# of Stories in Building: 21
Accessory Dwelling Unit: No
Year Built: 2007
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Lot Dimensions: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 3750
HOA Frequency: Quarterly
HOA Annual Amount: 15000
New Buyer Fee: Yes
Last Taxes: 4362.72
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Laketown Wharf 538, a modern 3-bedroom, with a bunk room, 3-bathroom condo wrap-around balcony, and stunning updates. Discover the perfect coastal retreat in this beautifully renovated 3-bedroom, 3-bathroom condo. It features a bonus bunk room and an expansive wrap-around balcony. The entire unit has been refreshed with a modern touch, including a fresh coat of paint on walls, cabinets, and doors, along with sleek new door knobs for a contemporary feel. The spacious bedrooms boast two king beds and one queen bed, all equipped with brand-new mattresses, stylish new sheets, and bed covers for ultimate comfort. The cozy bunk room is perfect for additional guests, while the living room offers a plush new sofa, ideal for relaxation. Every room is adorned with elegant new curtains for added privacy and style. The kitchen is equipped with updated appliances, including a dishwasher, microwave, refrigerator, and stove, making meal prep a breeze. Step outside onto the wrap-around balcony to enjoy breathtaking views of the Gulf, city skyline, or serene surroundings. Laketown Wharf takes resort living to the next level with its exceptional amenities. Enjoy five pools, including dedicated options for kids, teens, and adults, as well as private beach access. There's also a state-of-the-art fitness center, a putting green, outdoor gazebos, and a relaxing hot tub. The lakefront boardwalk offers spectacular views and nightly fountain shows choreographed to music, adding a touch of magic to your evenings. Dining and entertainment are just steps away. On-site options include Paradise Pizza, Sunshine Bar & Grill, and Splash Bar. For family fun, 810 Billiards & Bowling offers bowling, arcade games, axe throwing, and more, all within the resort. Nearby attractions such as Pineapple Willy's and Shipwreck Island Waterpark add to the convenience and entertainment options. This condo is truly turnkey and ready for immediate use, making it an excellent choice for both personal enjoyment and rental income.

Pool Features

Heated – Electric: Yes
Inground: Yes
Pool/Spa Combo: Yes
Spa/ Hot Tub: Yes

More Information

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Freezer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes

Interior Features

Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes

Construction/Siding

Siding – Stucco: Yes

Exterior

Balcony: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Community Room: Yes
Conference Center: Yes
Dumpster: Yes
Electricity: Yes
Exercise Room: Yes
Insurance: Yes
Internet Service: Yes
Legal: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Security: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Association Amenities

BBQ Pit/Grill: Yes
Boardwalk: Yes
Community Room: Yes
Conference Center: Yes
Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Pavilion/Gazebo: Yes
Pool: Yes
Security-24 hour: Yes
Whirlpool: Yes
Pickle Ball: Yes
Sidewalks: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Availabile: Yes
Public Water – Available: Yes

Waterview

Gulf: Yes
Lagoon: Yes
Lake: Yes

Sale Type

As Is: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Tub – Soaking: Yes
MBed Balcony: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

24 Hour Security: Yes
Fire Sprinkler System: Yes
Firewall(s): Yes
Gated Community: Yes
Security Gate: Yes
Security Guard: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven – Electric; Refrigerator; Washer Cooling: Ceiling Fan(s); Central Air Heating: Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Community Room; Dumpster; Electricity; Exercise Room; Insurance; Internet Service; Legal; Management; Conference Center; Pest Control; Pool; Security; Whirlpool; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Interior: Bunk Room Pool Features: Heated – Electric; Inground; Pool/Spa Combo; Spa/ Hot Tub Security Features: 24 Hour Security; Fire Sprinkler System; Firewall(s); Gated Community; Security Gate; Security Guard; Smoke Detector(s) Association Amenities: BBQ Pit/Grill; Boardwalk; Community Room; Elevators; Exercise Room; Gated Community; Conference Center; Pavilion/Gazebo; Pickle Ball; Pool; Security-24 hour; Sidewalks; Whirlpool Rooms: Balcony; Bedroom; Bunk Room; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Availabile; Public Water – Available Waterview: Gulf; Lagoon; Lake

Room Information

Room Name	Dimensions	Length	Width
Primary Bedroom	18 x 12	18.00	12.00
Bedroom	12 x 11	12.00	11.00
Bedroom	11.3 x 10.2	11.30	10.20
Bunk Room	8 x 7	8.00	7.00
Living Room	21 x 16	21.00	16.00
Kitchen	13 x 9	13.00	9.00
Balcony	31 x 11	31.00	11.00

Listing Office: Coastal Living Realty & Associates

Last Updated: October – 04 – 2026

Information deemed reliable but not guaranteed.