9902 S Thomas Drive L13, Panama City, FL 32408

$1,750,000
Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 2,882 Status: Active
Current Price: $1,750,000 List Date: 11/14/2025 Last Modified: 1/26/2026

Description

Step into a world of modern coastal luxury with this fully furnished, turn-key Gulf-view residence, built in 2025 and designed to impress at every angle. This expansive 2,882 sq ft, 5-bedroom, 5-bathroom condo at Laketown Wharf showcases a clean, bright, almost futuristic aesthetic with crisp white interiors, soaring floor-to-ceiling windows, and wide open living spaces that feel airy, elevated, and effortlessly refined. Natural light pours in through dramatic walls of glass, allowing the turquoise waters and horizon of the Emerald Coast to become the home’s most stunning feature. Inside, the contemporary design emphasizes simplicity, sophistication, and space. The open living and dining areas create an ideal environment for entertaining or unwinding, while each bedroom offers a peaceful retreat wrapped in calming white tones and curated furnishings. This residence is fully furnished and turn-key, providing a seamless luxury lifestyle from the moment you arrive. Laketown Wharf elevates the experience with multiple resort-style pools, a modern fitness center, on-site dining and shopping, a scenic lakeside boardwalk, covered parking, and 24-hour security. Direct beach access is moments away, making it easy to enjoy the sugar-white sand and emerald waters at your leisure. Whether you’re searching for a striking modern beach home or an exceptional high-performing rental property, this 2025-built condo offers unmatched versatility, style, and income potential. This is coastal luxury reimagined, bright, modern, spacious, and truly one of a kind.

More Information MLS# 781683

Listing Info, Tax and Legal

HOA Fee: Yes HOA Amount: 13551.84 HOA Frequency: Annually HOA Annual Amount: 13551.84 New Buyer Fee: No Last Taxes: 686 Last Tax Year: 2024 Brokerage Interest: No Interest Condo Doc: Yes

Contract Info

List Price/SqFt: 607.22 Status: Active List Date: 2025-11-13 List Price: $1,750,000 Current Price: $1,750,000

Location

Unit #: L13 Sub Area: 0323 – Beach – South of Grand Lagoon Community/Resort: None Waterfront: No Elementary School: Breakfast Point Middle School: Breakfast Point High School: Arnold Directions: From Panama City, take US-98 West toward Panama City Beach. Cross the Hathaway Bridge and continue on US-98/Back Beach Road. Turn left onto Richard Jackson Blvd and follow it to Front Beach Road. Turn right onto Front Beach Road. Turn left onto S Thomas Drive. Laketown Wharf Resort will be on your right Area: 03 – Bay County – Beach Street #: 9902 Street Direction: S Street Name: Thomas Street Suffix: Drive State: FL Zip Code: 32408 County: Bay Subdivision: Laketown Wharf Parcel ID: 40001-000-794 Legal Description: LAKETOWN WHARF COMMERCIAL UNIT #6 ORB 2994 P 1890 1536 TOTAL SF ORB 4619 P 1934

General Property Info

Floor Number: 13 Design: High-Rise (8+ floors) Apx SqFt(Htd/Cooled): 2882 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: Builders Plans # of Stories in Building: 21 # of Units in Bldg: 765 Lot Dimensions: 0x0 New Construction: No Garage Y/N: Yes Garage Spaces: 2 Pool: Yes Pool Type: Community Sub-Type: Condominium Bedrooms: 5 Full Baths: 5 Total Baths: 5 Year Built: 2007

Remarks & Misc

Remarks: Step into a world of modern coastal luxury with this fully furnished, turn-key Gulf-view residence, built in 2025 and designed to impress at every angle. This expansive 2,882 sq ft, 5-bedroom, 5-bathroom condo at Laketown Wharf showcases a clean, bright, almost futuristic aesthetic with crisp white interiors, soaring floor-to-ceiling windows, and wide open living spaces that feel airy, elevated, and effortlessly refined. Natural light pours in through dramatic walls of glass, allowing the turquoise waters and horizon of the Emerald Coast to become the home’s most stunning feature. Inside, the contemporary design emphasizes simplicity, sophistication, and space. The open living and dining areas create an ideal environment for entertaining or unwinding, while each bedroom offers a peaceful retreat wrapped in calming white tones and curated furnishings. This residence is fully furnished and turn-key, providing a seamless luxury lifestyle from the moment you arrive. Laketown Wharf elevates the experience with multiple resort-style pools, a modern fitness center, on-site dining and shopping, a scenic lakeside boardwalk, covered parking, and 24-hour security. Direct beach access is moments away, making it easy to enjoy the sugar-white sand and emerald waters at your leisure. Whether you’re searching for a striking modern beach home or an exceptional high-performing rental property, this 2025-built condo offers unmatched versatility, style, and income potential. This is coastal luxury reimagined, bright, modern, spacious, and truly one of a kind.

Pool Features

Gunite Concrete: 1 Heated – Gas: 1 Inground: 1 Spa/ Hot Tub: 1

Appliances

Bar Fridge: 1 Cooktop – Electric: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Oven – Electric: 1 Range – Electric: 1 Refrigerator: 1 Washer: 1 Water Heater – Electric: 1

Interior Features

Ceiling – Cathedral: 1 Ceiling – Crwn Molding: 1 Floor – Marble: 1 Lighting – Recessed: 1 Split Bedroom: 1 Stairs: 1 Wet Bar: 1

Construction/Siding

Roof – Membrane: 1 Siding – Stucco: 1

Association Fees Include

BBQ Pit/Grill: 1 Beach: 1 Dumpster: 1 Exercise Room: 1 Gated Community: 1 Ground Keeping: 1 Internet Service: 1 Pavilion/Gazebo: 1 Pest Control: 1 Picnic Area: 1 Pool: 1 Security: 1 Sewer: 1 Trash Disposal: 1 TV Cable: 1 Water: 1

Financing

Cash: 1 Conventional: 1

Furnished

Furnished: 1

Interior

Bunk Room: 1

Parking Features

Community Structure: 1 Oversized: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Separate Shwr: 1 MBath Whirlpool: 1

Association Amenities

BBQ Pit/Grill: 1 Beach: 1 Boardwalk: 1 Dumpster: 1 Elevators: 1 Exercise Room: 1 Mini Golf: 1 Picnic Area: 1 Pool: 1 Retail Shops: 1 Security-24 hour: 1

Rooms

Bedroom: 1 Master Bedroom: 1

Utilities

Electricity – Connected: 1 Garbage: 1 Internet – Broadband Available: 1 Public Sewer – Connected: 1 Public Water – Connected: 1

Waterview

Gulf: 1 Lake: 1

Sale Type

As Is: 1

Master Bedroom

Second: 1

Bedroom

First: 1 Second: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1

Heating

Central: 1

Security Features

24 Hour Security: 1 Fire Alarm: 1 Fire Escape: 1 Fire Sprinkler System: 1 Security Guard: 1

Property Features

Appliances: Bar Fridge; Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: Second Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Dumpster; Exercise Room; Gated Community; Internet Service; Ground Keeping; Pavilion/Gazebo; Pest Control; Picnic Area; Pool; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Interior: Bunk Room Pool Features: Gunite Concrete; Heated – Gas; Inground; Spa/ Hot Tub Security Features: 24 Hour Security; Fire Alarm; Fire Escape; Fire Sprinkler System; Security Guard Parking Features: Community Structure; Oversized Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Dumpster; Elevators; Exercise Room; Mini Golf; Picnic Area; Pool; Retail Shops; Security-24 hour Rooms: Bedroom; Master Bedroom Sale Type: As Is Utilities: Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterview: Gulf; Lake

Room Information

Bedroom Level: First Dimensions: 10 x 9 Length: 10.00 Width: 9.00 Dimensions: 10 x 9 Remarks: Verify if important Master Bedroom Level: Second Dimensions: 20 x 12 Length: 20.00 Width: 12.00 Dimensions: 20 x 12 Remarks: Verify if important Bedroom Level: Second Dimensions: 15 x 9 Length: 15.00 Width: 9.00 Dimensions: 15 x 9 Remarks: Verify if important Bedroom Level: Second Dimensions: 11 x 10 Length: 11.00 Width: 10.00 Dimensions: 11 x 10 Remarks: Verify if important Bedroom Level: First Dimensions: 10 x 9 Length: 10.00 Width: 9.00 Dimensions: 10 x 9 Remarks: Verify if Important
Listing Office: Coastal Living Realty & Associates
Last Updated: January – 26 – 2026
Information deemed reliable but not guaranteed.