9902 S Thomas Drive L13, Panama City, FL 32408 (MLS# 781683)

9902 S Thomas Drive L13, Panama City, FL 32408

$1,750,000

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Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 2,882 Status: Active

Current Price: $1,750,000 List Date: 11/14/2025 Last Modified: 1/26/2026

Overview

Description

Step into a world of modern coastal luxury with this fully furnished, turn-key Gulf-view residence, built in 2025 and designed to impress at every angle. This expansive 2,882 sq ft, 5-bedroom, 5-bathroom condo at Laketown Wharf showcases a clean, bright, almost futuristic aesthetic with crisp white interiors, soaring floor-to-ceiling windows, and wide open living spaces that feel airy, elevated, and effortlessly refined. Natural light pours in through dramatic walls of glass, allowing the turquoise waters and horizon of the Emerald Coast to become the home's most stunning feature. Inside, the contemporary design emphasizes simplicity, sophistication, and space. The open living and dining areas create an ideal environment for entertaining or unwinding, while each bedroom offers a peaceful retreat wrapped in calming white tones and curated furnishings. This residence is fully furnished and turn-key, providing a seamless luxury lifestyle from the moment you arrive. Laketown Wharf el … (Read more)

Listing Details MLS# 781683

Contract Info

List Price/SqFt: 607.22

Location

Area: 03 – Bay County – Beach
Street #: 9902
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
Unit #: L13
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: No
Parcel ID: 40001-000-794
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Panama City, take US-98 West toward Panama City Beach. Cross the Hathaway Bridge and continue on US-98/Back Beach Road. Turn left onto Richard Jackson Blvd and follow it to Front Beach Road. Turn right onto Front Beach Road. Turn left onto S Thomas Drive. Laketown Wharf Resort will be on your right
Legal Description: LAKETOWN WHARF COMMERCIAL UNIT #6 ORB 2994 P 1890 1536 TOTAL SF ORB 4619 P 1934

General Property Info

Sub-Type: Condominium
Floor Number: 13
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 2882
SqFt Source: Builders Plans
Full Baths: 5
Total Baths: 5
# of Stories in Building: 21
# of Units in Bldg: 765
Year Built: 2007
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 13551.84
HOA Frequency: Annually
HOA Annual Amount: 13551.84
New Buyer Fee: No
Last Taxes: 686
Last Tax Year: 2024
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Step into a world of modern coastal luxury with this fully furnished, turn-key Gulf-view residence, built in 2025 and designed to impress at every angle. This expansive 2,882 sq ft, 5-bedroom, 5-bathroom condo at Laketown Wharf showcases a clean, bright, almost futuristic aesthetic with crisp white interiors, soaring floor-to-ceiling windows, and wide open living spaces that feel airy, elevated, and effortlessly refined. Natural light pours in through dramatic walls of glass, allowing the turquoise waters and horizon of the Emerald Coast to become the home's most stunning feature. Inside, the contemporary design emphasizes simplicity, sophistication, and space. The open living and dining areas create an ideal environment for entertaining or unwinding, while each bedroom offers a peaceful retreat wrapped in calming white tones and curated furnishings. This residence is fully furnished and turn-key, providing a seamless luxury lifestyle from the moment you arrive. Laketown Wharf elevates the experience with multiple resort-style pools, a modern fitness center, on-site dining and shopping, a scenic lakeside boardwalk, covered parking, and 24-hour security. Direct beach access is moments away, making it easy to enjoy the sugar-white sand and emerald waters at your leisure. Whether you're searching for a striking modern beach home or an exceptional high-performing rental property, this 2025-built condo offers unmatched versatility, style, and income potential. This is coastal luxury reimagined, bright, modern, spacious, and truly one of a kind.

Pool Features

Gunite Concrete: Yes
Heated – Gas: Yes
Inground: Yes
Spa/ Hot Tub: Yes

More Information

Appliances

Bar Fridge: Yes
Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Ceiling – Cathedral: Yes
Ceiling – Crwn Molding: Yes
Floor – Marble: Yes
Lighting – Recessed: Yes
Split Bedroom: Yes
Stairs: Yes
Wet Bar: Yes

Construction/Siding

Roof – Membrane: Yes
Siding – Stucco: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Beach: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Internet Service: Yes
Pavilion/Gazebo: Yes
Pest Control: Yes
Picnic Area: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Bunk Room: Yes

Parking Features

Community Structure: Yes
Oversized: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Whirlpool: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Boardwalk: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Mini Golf: Yes
Picnic Area: Yes
Pool: Yes
Retail Shops: Yes
Security-24 hour: Yes

Rooms

Bedroom: Yes
Master Bedroom: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes
Lake: Yes

Sale Type

As Is: Yes

Master Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes

Security Features

24 Hour Security: Yes
Fire Alarm: Yes
Fire Escape: Yes
Fire Sprinkler System: Yes
Security Guard: Yes

Property Features

Appliances: Bar Fridge; Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: Second Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Dumpster; Exercise Room; Gated Community; Internet Service; Ground Keeping; Pavilion/Gazebo; Pest Control; Picnic Area; Pool; Security; Sewer; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Interior: Bunk Room Pool Features: Gunite Concrete; Heated – Gas; Inground; Spa/ Hot Tub Security Features: 24 Hour Security; Fire Alarm; Fire Escape; Fire Sprinkler System; Security Guard Parking Features: Community Structure; Oversized Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Dumpster; Elevators; Exercise Room; Mini Golf; Picnic Area; Pool; Retail Shops; Security-24 hour Rooms: Bedroom; Master Bedroom Sale Type: As Is Utilities: Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterview: Gulf; Lake

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	10 x 9	10.00	9.00	Verify if important
Master Bedroom	Second	20 x 12	20.00	12.00	Verify if important
Bedroom	Second	15 x 9	15.00	9.00	Verify if important
Bedroom	Second	11 x 10	11.00	10.00	Verify if important
Bedroom	First	10 x 9	10.00	9.00	Verify if Important

Listing Office: Coastal Living Realty & Associates

Last Updated: January – 26 – 2026

Information deemed reliable but not guaranteed.