9902 Thomas Drive 1735, Panama City Beach, FL 32407 (MLS# 773953)

9902 Thomas Drive 1735, Panama City Beach, FL 32407

$226,900

Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 1,047 Status: Active

Current Price: $226,900 List Date: 7/01/2026 Last Modified: 8/18/2026

Overview

Description

Owner financing with attractive terms available! 20% down payment, 6% interest rate, 30 year amortization schedule and 4 year balloon payment. Beat the bank and close while the season is here! Welcome to Laketown Wharf 1735- a spacious one bed, two bath condo that boasts just under 1,050 square feet of interior space ideally designed to sleep up to six guests. Located on the 17th floor, this unit offers serene lake views and even a peek of the Gulf from your large private balcony. Inside, the layout includes a bunk area, two full bathrooms, and an open living space that offers comfort and function–ideal for both personal use and vacation rental income(rental history available upon request) Located in one of Panama City Beach's most amenity-known complexes, Laketown Wharf features five pools, a fitness center, private beach access, and the recently added 810 Entertainment Center with bowling, a golf simulator, and dining options–all just outside your door and within walking … (Read more)

Listing Details MLS# 773953

Contract Info

List Price/SqFt: 216.71

Location

Area: 03 – Bay County – Beach
Street #: 9902
Street Name: Thomas Drive
Unit #: 1735
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0323 – Beach – South of Grand Lagoon
Subdivision: Laketown Wharf
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40001-000-626
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Laketown Wharf is located on Thomas Drive, directly across from Pineapple Willy's and Shores of Panama.
Legal Description: LAKETOWN WHARF UNIT 1735 TYPE C BLDG 1 ORB 2994 P 1890 1BR 2BA BUNK ORB 4497 P 1306 1047 TOTAL SF

General Property Info

Sub-Type: Condominium
Floor Number: 17
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1047
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
# of Stories in Building: 21
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: condo
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2490.58
HOA Frequency: Quarterly
HOA Annual Amount: 9962.32
New Buyer Fee: No
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Owner financing with attractive terms available! 20% down payment, 6% interest rate, 30 year amortization schedule and 4 year balloon payment. Beat the bank and close while the season is here! Welcome to Laketown Wharf 1735- a spacious one bed, two bath condo that boasts just under 1,050 square feet of interior space ideally designed to sleep up to six guests. Located on the 17th floor, this unit offers serene lake views and even a peek of the Gulf from your large private balcony. Inside, the layout includes a bunk area, two full bathrooms, and an open living space that offers comfort and function–ideal for both personal use and vacation rental income(rental history available upon request) Located in one of Panama City Beach's most amenity-known complexes, Laketown Wharf features five pools, a fitness center, private beach access, and the recently added 810 Entertainment Center with bowling, a golf simulator, and dining options–all just outside your door and within walking distance. Located in the heart of everything in Panama City Beach on Thomas Drive, Laketown Wharf sits within steps of top local restaurants, retail shops, and the Gulf of Mexico. Whether you're looking for a rental-ready investment or your own coastal retreat, this unit offers the perfect blend of location, views and value. Seller is motivated- all offers considered!

Balcony

First: Yes

More Information

Bunk Hall

First: Yes

Dining Room

First: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Trash Compactor: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes

Exterior

Patio Covered: Yes

Association Fees Include

Beach: Yes
Business Center: Yes
Community Room: Yes
Exercise Room: Yes
Master Association: Yes
Pest Control: Yes
Pool: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Conference Center: Yes
Elevators: Yes
Exercise Room: Yes
Pool: Yes
Retail Shops: Yes
Waterfront: Yes

Rooms

Balcony: Yes
Bunk Hall: Yes
Dining Room: Yes
Kitchen: Yes
Primary Bedroom: Yes

Utilities

Electricity – Availabile: Yes
Internet – Broadband Available: Yes

Waterview

Gulf: Yes
Lake: Yes

Sale Type

As Is: Yes

Waterfront Type

Lakefront: Yes

Primary Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBed Walk-in Closet: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

24 Hour Security: Yes
Security Guard: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Trash Compactor; Washer/Dryer Stacked; Water Heater – Electric Primary Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Patio Covered Association Fees Include: Beach; Business Center; TV Cable; Community Room; Exercise Room; Master Association; Pest Control; Pool; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Kitchen: First Balcony: First Bunk Hall: First Dining Room: First Security Features: 24 Hour Security; Security Guard Association Amenities: BBQ Pit/Grill; Beach; Elevators; Exercise Room; Conference Center; Pool; Retail Shops; Waterfront Rooms: Balcony; Bunk Hall; Dining Room; Kitchen; Primary Bedroom Sale Type: As Is Utilities: Electricity – Availabile; Internet – Broadband Available Waterfront Type: Lakefront Waterview: Gulf; Lake

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	13 x 11	13.00	11.00
Bunk Hall	First	8 x 7	8.00	7.00
Dining Room	First	18 x 17	18.00	17.00
Kitchen	First	14 x 9	14.00	9.00
Balcony	First	14 x 9	14.00	9.00

Listing Office: Anchor Realty Florida

Last Updated: August – 18 – 2026

Information deemed reliable but not guaranteed.