9927 Bedgood Road, Panama City, FL 32409

$837,500
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,816 Lot Size (sq. ft.): 31,494 Status: Active
Current Price: $837,500 List Date: 5/20/2026 Last Modified: 5/28/2026

Overview

Description

WATERFRONT on Burnt Mill Creek with direct Gulf access and no HOA! This unique property also includes a separate income-producing 1 bedroom, 1 bathroom cottage with a current tenant already in place. If you've been dreaming of waterfront living, this is your chance to own a private slice of paradise. Launch your boat from your backyard, take a trip to Shell Island, fish from your dock, or spend the day kayaking, paddleboarding, or jet skiing right from home. One of the most special features of this property is the privacy. Surrounded by conservation land, the natural beauty and peaceful setting are protected, meaning you won't have to worry about future subdivisions or dense development changing the landscape around you. The wildlife here is something truly special. It's common to spot dolphins swimming through the creek, pelicans diving for fish, and even the occasional otter or manatee passing by your dock. Between the peaceful water views, mature Magnolia trees, and protect

Listing Details MLS# 790102

Contract Info

List Price/SqFt
297.41

Location

Area
04 – Bay County – North
Street #
9927
Street Name
Bedgood
Street Suffix
Road
State
FL
Zip Code
32409
County
Bay
Sub Area
0411 – Bay North – West Bay
Subdivision
Burnt Mill Creek
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
26582-000-000
Elementary School
Deane Bozeman
Middle School
Deane Bozeman
High School
Deane Bozeman
Directions
From Panama City Beach, go North on Hwy 79, cross the West Bay bridge, take immediate right on Hwy 388, go approx. 6 miles, Turn left onto N. Burnt Mill Creek, turn left onto Voyles Rd, turn left onto McDaniel Ln, turn right onto Bedgood Rd. Property is on the left.
Legal Description
8 2S 15W -55- 52D BEG AT A PT 279.5' N OF SW COR GOVT LOT 6 TH E 151.7' TO W R/W BEDGOOD RD S 100' W 151.7' TO WATER NWLY ALG WATER 123.7' E 50.4' TO POB ORB 3989 P 2137

General Property Info

Sub-Type
Multi Family
Design
N/A
Apx SqFt(Htd/Cooled)
2816
SqFt Source
Prop App Site
Full Baths
3
Total Baths
3
# of Stories in Building
2
Year Built
1997
Immediate Occupancy
Yes
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
Yes
Covered Spaces
3
Lot Dimensions
123 x 151 x 100 x 185 and 98 x 100 x 100 x 100
Acreage
0.72
Lot Size (SqFt)
31494
Pool
No

Waterfront Feature

Waterfront Feet
120
Boat Slip
Yes
Boatlift
Yes
Dock
Yes
Shore – Seawall
Yes

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes
Section
8
Township
2S
Range
15W

Remarks & Misc

Remarks
WATERFRONT on Burnt Mill Creek with direct Gulf access and no HOA! This unique property also includes a separate income-producing 1 bedroom, 1 bathroom cottage with a current tenant already in place. If you've been dreaming of waterfront living, this is your chance to own a private slice of paradise. Launch your boat from your backyard, take a trip to Shell Island, fish from your dock, or spend the day kayaking, paddleboarding, or jet skiing right from home. One of the most special features of this property is the privacy. Surrounded by conservation land, the natural beauty and peaceful setting are protected, meaning you won't have to worry about future subdivisions or dense development changing the landscape around you. The wildlife here is something truly special. It's common to spot dolphins swimming through the creek, pelicans diving for fish, and even the occasional otter or manatee passing by your dock. Between the peaceful water views, mature Magnolia trees, and protected surroundings, this property offers the kind of Old Florida atmosphere that's becoming harder to find. This spacious home offers stunning water views from nearly every room. The large living area features double French doors that open into a Florida room overlooking the creek. The kitchen is beautifully appointed with granite countertops, custom cabinetry, a breakfast bar, and a large pantry. The oversized laundry room includes built-in cabinetry and a bay window, making it ideal for a home office, hobby space, or extra storage. Just off the kitchen and dining area, the screened porch creates the perfect setting for relaxing evenings and sunset views over the water. Designed for both comfort and functionality, the home features generous storage throughout with multiple large closets and built-in storage areas rarely found in waterfront properties. Upstairs, the primary suite features French doors leading to a private screened balcony with breathtaking waterfront views. A second master suite downstairs includes a double vanity, walk-in closet, and French doors opening to the Florida room. The additional downstairs bedroom is generously sized and features a charming bay window. Outside, the property is designed for enjoying life on the water. Large shaded decks sit beneath beautiful mature Magnolia trees, creating a peaceful outdoor retreat even during the hottest summer days. Two docks provide ample space for boats, kayaks, and jet skis. The covered dock features a motorized boat lift and previously accommodated a 22' bay boat with ease. A fish-cleaning station with water and power makes it easy to clean the day's catch right from your dock. Fishing enthusiasts will love the location. Head up the creek for bass and bream, or venture into the bay for redfish and trout. Burnt Mill Creek is especially known for excellent speckled trout fishing during the winter months. Additional features include: 25' x 20' Carolina carport built in 2024 Two storage sheds Short-term rentals allowed 3,667 SF total area with room for multiple families or guests Conveniently located: 7 minutes to Northwest Florida Beaches International Airport 15 minutes to the beach 15 minutes to Lynn Haven shopping and dining 25 minutes to 30A 30 minutes to historic downtown Panama City Whether you're searching for a waterfront forever home, vacation property, or investment opportunity, this one offers the best of Florida living with income potential already in place. All measurements are approximate and should be verified if important.

More Information

Florida Room

First
Yes

Master Bathroom

Second
Yes

Appliances

Cooktop – Electric
Yes
Dishwasher
Yes
Disposal
Yes
Freezer
Yes
Ice Maker
Yes
Microwave
Yes
Oven – Electric
Yes
Plumbed For Ice Maker
Yes
Range Hood
Yes
Refrigerator
Yes
Water Heater – Electric
Yes
Water Purifier – Rented
Yes
Water Softener – Rented
Yes

Interior Features

Breakfast Bar
Yes
Ceiling – Cathedral
Yes
Ceiling – Crwn Molding
Yes
Floor – Tile
Yes
Floor – Vinyl Plank
Yes
Lighting – Recessed
Yes
Pantry
Yes
Split Bedroom
Yes
Stairs
Yes
Window – Bay
Yes
Window – Treatment All
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Wood/Frame
Yes
Roof – Metal
Yes
Siding – Stucco
Yes
Trim – Vinyl
Yes

Exterior

Balcony
Yes
Deck Open
Yes
Fenced Chain Link
Yes
Fenced Lot-Part
Yes
Fenced Privacy
Yes
Patio Covered
Yes
Patio Enclosed
Yes
Patio Open
Yes
Porch Screened
Yes
Sprinkler System
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
USDA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Interior

Floor – Carpet
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Landscaped
Yes
Survey Available
Yes
Waterfront
Yes

Lot Access

County Road
Yes

Parking Features

Additional Parking
Yes
Carport Detached
Yes
Driveway
Yes
Circular Driveway
Yes
Garage Attached
Yes
Paved
Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity
Yes
MBath Shower Only
Yes
MBath Walk-In Closet
Yes
MBed Balcony
Yes
MBed Sitting Area
Yes
MBed Waterfront
Yes

Present Zoning

Resid Single Family
Yes

Rooms

Bedroom
Yes
Florida Room
Yes
Full Bathroom
Yes
Kitchen
Yes
Living Room
Yes
Master Bathroom
Yes
Master Bedroom
Yes

Utilities

TV Cable
Yes
Electricity – Connected
Yes
Electric 220/240
Yes
Garbage
Yes
Internet – Broadband Available
Yes
Phone – Available
Yes
Private Well
Yes
Septic Tank
Yes

Waterview

Bayou
Yes

Sale Type

As Is
Yes

Full Bathroom

First
Yes

Waterfront Type

Bayou w/ Gulf Access
Yes
Creek w/o Gulf Access
Yes

Master Bedroom

First
Yes
Second
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes

Security Features

Smoke Detector(s)
Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Freezer; Ice Maker; Microwave; Oven – Electric; Plumbed For Ice Maker; Range Hood; Refrigerator; Water Heater – Electric; Water Purifier – Rented; Water Softener – Rented Full Bathroom: First Master Bedroom: First; Second Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony; Deck Open; Fenced Chain Link; Fenced Lot-Part; Fenced Privacy; Patio Covered; Patio Enclosed; Patio Open; Porch Screened; Sprinkler System Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Interior: Floor – Carpet Kitchen: First Living Room: First Lot Features: Landscaped; Survey Available; Waterfront Lot Access: County Road Master Bathroom: Second Florida Room: First Security Features: Smoke Detector(s) Parking Features: Additional Parking; Carport Detached; Driveway; Circular Driveway; Garage Attached; Paved Rooms: Bedroom; Florida Room; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electric 220/240; Electricity – Connected; Garbage; Internet – Broadband Available; Phone – Available; Private Well; Septic Tank Waterfront Type: Bayou w/ Gulf Access; Creek w/o Gulf Access Waterfront Feature: Boat Slip; Boatlift; Dock; Shore – Seawall Waterview: Bayou Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width Remarks
Living Room First 21 x 21 21.00 21.00
Florida Room First 20 x 11 20.00 11.00
Kitchen First 28 x 15 28.00 15.00 kitchen and dining area
Master Bedroom Second 18 x 19 18.00 19.00
Master Bathroom Second 15 x 5 15.00 5.00
Master Bedroom First 15 x 13 15.00 13.00 2nd Master Bedroom downstairs
Full Bathroom First 9 x 5 9.00 5.00 shower/ tub combo and double vanity
Bedroom First 8 x 5 8.00 5.00 full bathroom with shower/tub combo
Listing Office: CENTURY 21 Commander Realty
Last Updated: May – 28 – 2026
Information deemed reliable but not guaranteed.