Panama City Beach, FL 32408

$1,100,000
Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 3,600 Status: Sold
Current Price: $1,100,000 List Date: 12/28/2015 Last Modified: 3/17/2026

Overview

Description

Very Unique Custom built home. Located in one of Bay County’s Premier Communities. Mediterranean style water front home with dock, 2 boat slips and lifts, heated walk in pool with hot tub spill over.The first floor offers living room with built ins and a corner gas fireplace with wonderful views of the Bay and pool area. Gourmet kitchen has granite counter tops and upgraded Viking appliance package. Just off the kitchen you have a formal dining room with corner gas fireplace. 2nd floor offers 3 bedrooms with a Wonderful master suite with fireplace over looking the Bay with wonderful panoramic views of the Bay. Sit out on the balcony and enjoy the wonderful sea breeze. The master suite has a giant walk in closet, master bath offers water room Jacuzzi tub and walk thru glass enclosed

Supplements: tiled shower with multiple shower heads and a view of the Bay. Double vanities as well. The addition 2 bedrooms on the 2nd floor are nice size and have a private bath. One of the bedrooms could serve as a mother in law quarters located just above the garage with large walk in closet, office area and full bath. Pool house is concrete block structure

Listing Details MLS# 627435

Contract Info

List Price/SqFt
347.22

Location

Area
03 – Bay County – Beach
State
FL
Zip Code
32408
County
Bay
Sub Area
0319 – Beach – East
Subdivision
Finisterre
Community/Resort
None
Waterfront
Yes
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Directions
East Thomas Dr , turn on N Lagoon next to Capt Anderson's, the street dead ends into Finisterre.
Legal Description
FINISTERRE SUB 70A LOT 13 ORB 2280 P 174 ORB 2936 P 1634

General Property Info

Sub-Type
Detached Single Family
Design
Mediterranean
Apx SqFt(Htd/Cooled)
3600
SqFt Source
Owner Measured
Full Baths
4
Half Baths
Yes
Total Baths
5
Year Built
2006
Immediate Occupancy
Yes
Construction Status
Construction Complete
Garage Spaces
8
Lot Dimensions
IRREGULAR

Status Change Info

Under Contract Date
2016-01-25
Sold Date
2016-02-23
Sold Price/SqFt
305.56

Listing Info, Tax and Legal

Homestead
Yes
HOA Fee
Yes
HOA Amount
1280
HOA Frequency
Annually
HOA Annual Amount
1280
New Buyer Fee
No
Lot
13
Brokerage Interest
No Interest
As Is
Yes
Section
15
Township
4S
Range
15W

Remarks & Misc

Remarks
Very Unique Custom built home. Located in one of Bay County's Premier Communities. Mediterranean style water front home with dock, 2 boat slips and lifts, heated walk in pool with hot tub spill over.The first floor offers living room with built ins and a corner gas fireplace with wonderful views of the Bay and pool area. Gourmet kitchen has granite counter tops and upgraded Viking appliance package. Just off the kitchen you have a formal dining room with corner gas fireplace. 2nd floor offers 3 bedrooms with a Wonderful master suite with fireplace over looking the Bay with wonderful panoramic views of the Bay. Sit out on the balcony and enjoy the wonderful sea breeze. The master suite has a giant walk in closet, master bath offers water room Jacuzzi tub and walk thru glass enclosed

More Information

Breakfast Room

First
Yes

Dining Room

First
Yes

Garage

First
Yes

Great Room

First
Yes

Master Bathroom

Second
Yes

Mother-In-Law

First
Yes

Pool Features

Heated – Electric
Yes
Inground
Yes
Pool House
Yes
Spa/ Hot Tub
Yes

Separate Apartment

First
Yes

Appliances

Ice Maker
Yes
Microwave
Yes
Range – Electric
Yes
Refrigerator
Yes
Self Cleaning Oven
Yes
Water Heater – Gas
Yes

Interior Features

Bookcases
Yes
Breakfast Bar
Yes
Ceiling – Raised
Yes
Central Vacuum
Yes
Fireplace
Yes
Floor – Tile
Yes
Guest Quarters
Yes
Intercom
Yes
Kitchen Island
Yes
Lighting – Recessed
Yes
Security System
Yes
Split Bedroom
Yes
Wet Bar
Yes
Window – Bay
Yes
Woodwork Painted
Yes

Construction/Siding

Block
Yes
Siding – Stucco
Yes

Energy

Water Heater – Two+
Yes

Exterior

Balcony
Yes
Columns
Yes
Deck Covered
Yes
Double Pane Windows
Yes
Fenced Back Yard
Yes
Patio Covered
Yes
Pool
Yes
Porch
Yes
Porch Covered
Yes
Porch Screened
Yes
Sprinkler System
Yes

Waterfront Feature

Boat Slip
Yes
Boatlift
Yes
Dock
Yes
Shore – Seawall
Yes

Association Fees Include

Gated Community
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Unfurnished
Yes

Interior

Insulated Doors
Yes

Kitchen

First
Yes

Lot Features

Coastal Construction Control Line
Yes
Covenants
Yes
Subdivision – Recorded
Yes
Restrictions
Yes
Waterfront
Yes
Within 1/2 Mile to Water
Yes

Lot Access

Gated Access
Yes
Paved Road
Yes

Parking Features

Garage
Yes
Guest
Yes
Oversized
Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity
Yes
MBath Dressing Area
Yes
MBath Separate Shwr
Yes
MBath Tile
Yes
MBath Walk-In Closet
Yes
MBath Whirlpool
Yes
MBed Fireplace
Yes
MBed Sitting Area
Yes
MBed Walk-in Closet
Yes

Present Zoning

Resid Single Family
Yes

Association Amenities

Dock
Yes
Playground
Yes
Tennis
Yes

Rooms

Bedroom
Yes
Breakfast Room
Yes
Dining Room
Yes
Full Bathroom
Yes
Garage
Yes
Great Room
Yes
Half Bathroom
Yes
Kitchen
Yes
Master Bathroom
Yes
Master Bedroom
Yes
Mother-In-Law
Yes
Separate Apartment
Yes

Utilities

TV Cable
Yes
Natural Gas – Connected
Yes
Phone – Connected
Yes
Public Sewer – Connected
Yes
Water Connected
Yes

Waterview

Bay
Yes

Full Bathroom

First
Yes
Second
Yes

Half Bathroom

First
Yes

Waterfront Type

Bay/Harbor
Yes
Lagoon/Estuary
Yes

Master Bedroom

Second
Yes

Bedroom

Second
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes
ENERGY STAR Qualified Equipment
Yes
Multi Units
Yes

Heating

Central
Yes
Electric
Yes
Heat – Two or More
Yes

Floors in Unit/Home

Two
Yes

Security Features

Security System
Yes

Property Features

Appliances: Ice Maker; Microwave; Range – Electric; Refrigerator; Self Cleaning Oven; Water Heater – Gas Full Bathroom: First; Second Half Bathroom: First Master Bedroom: Second Bedroom: Second Energy: Water Heater – Two+ Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment; Multi Units Heating: Central; Electric; Heat – Two or More Exterior: Balcony; Columns; Deck Covered; Double Pane Windows; Fenced Back Yard; Patio Covered; Pool; Porch; Porch Covered; Porch Screened; Sprinkler System Association Fees Include: Gated Community Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Insulated Doors Kitchen: First Lot Features: Coastal Construction Control Line; Covenants; Restrictions; Subdivision – Recorded; Waterfront; Within 1/2 Mile to Water Lot Access: Gated Access; Paved Road Breakfast Room: First Master Bathroom: Second Dining Room: First Great Room: First Garage: First Mother-In-Law: First Pool Features: Heated – Electric; Inground; Pool House; Spa/ Hot Tub Security Features: Security System Separate Apartment: First Parking Features: Garage; Guest; Oversized Association Amenities: Dock; Playground; Tennis Rooms: Bedroom; Breakfast Room; Dining Room; Full Bathroom; Garage; Great Room; Half Bathroom; Kitchen; Master Bathroom; Master Bedroom; Mother-In-Law; Separate Apartment Utilities: TV Cable; Natural Gas – Connected; Phone – Connected; Public Sewer – Connected; Water Connected Waterfront Type: Bay/Harbor; Lagoon/Estuary Waterfront Feature: Boat Slip; Boatlift; Dock; Shore – Seawall Waterview: Bay Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width Remarks
Great Room First 17 x 17 17.00 17.00
Kitchen First 14 x 14 14.00 14.00
Garage First 26 x 20 26.00 20.00
Separate Apartment First 16 x 14 16.00 14.00
Mother-In-Law First 26 x 20 26.00 20.00
Half Bathroom First 5 x 4 5.00 4.00
Dining Room First 12 x 12 12.00 12.00 Formal Dining Room
Breakfast Room First 11 x 10 11.00 10.00
Master Bedroom Second 19 x 15 19.00 15.00
Master Bathroom Second 12 x 10 12.00 10.00
Bedroom Second 12 x 12 12.00 12.00
Full Bathroom Second 9 x 6 9.00 6.00
Full Bathroom First 6 x 5 6.00 5.00
Full Bathroom Second 5 x 5 5.00 5.00
Listing Office: Top Producers Real Estate Center
Last Updated: March – 17 – 2026
Information deemed reliable but not guaranteed.